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How do I Close my Bank of America account?
Currently, these are the available account closure options: Go to a local Bank of America financial center and speak with a banker. They can close the account on the spot. Call Bank of America’s customer service line at 800-432-1000. Input your account information and follow the instructions to speak with a banker.Should you open a new bank account before closing a bank account?
When closing any bank account, be sure to have a new or back-up account opened with an alternate financial institution. If your intention is to open a new bank account elsewhere, do it before closing the Bank of America account. It’s very helpful in the closing process because you can simply transfer the funds to another account.Do I need to sign a bank of America deposit letter?
All account owners need to sign it. If you have a balance, let us know if you'd like it to be transferred to another Bank of America deposit account or mailed to you as a cashier's check. If your account balance is more than USD $25,000, your letter will also need to be notarized by a notary.Can you close a bank account with a negative balance?
Remember you must have a zero or positive bank account balance to close the account. If there’s a negative balance or the account is overdrawn, they will not let you close it until it’s zeroed out.- Terms & Agreement
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