How do I Close my Bank of America account?

Currently, these are the available account closure options: Go to a local Bank of America financial center and speak with a banker. They can close the account on the spot. Call Bank of America’s customer service line at 800-432-1000. Input your account information and follow the instructions to speak with a banker.

Should you open a new bank account before closing a bank account?

When closing any bank account, be sure to have a new or back-up account opened with an alternate financial institution. If your intention is to open a new bank account elsewhere, do it before closing the Bank of America account. It’s very helpful in the closing process because you can simply transfer the funds to another account.

Do I need to sign a bank of America deposit letter?

All account owners need to sign it. If you have a balance, let us know if you'd like it to be transferred to another Bank of America deposit account or mailed to you as a cashier's check. If your account balance is more than USD $25,000, your letter will also need to be notarized by a notary.

Can you close a bank account with a negative balance?

Remember you must have a zero or positive bank account balance to close the account. If there’s a negative balance or the account is overdrawn, they will not let you close it until it’s zeroed out.