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View ChartUniLend (UFT) is a decentralized finance protocol that combines spot trading services with lending and borrowing functionality on a single platform. Built on the Ethereum blockchain and also deployed across Polygon and BNB Chain, UniLend operates as a permissionless money market protocol, meaning that any ERC20 asset can be listed for decentralized trading and lending or borrowing without gatekeeping. The protocol was founded in 2020 and is positioned as an AI x blockchain initiative that enables communities to create and co-own functional on-chain AI agents. UFT is the native utility token with a total supply of 100,000,000 tokens, and the project has undergone a significant upgrade with UniLend V2 launching on the Ethereum Mainnet on February 12, 2024.
UniLend Finance was founded in 2020 by a team of blockchain enthusiasts. The co-founders are Chandresh Aharwar, Suryansh Kumar, and Tarun Malik. Chandresh Aharwar serves as Co-founder and CEO and previously held the position of VP of Strategy and Marketing at Matic Network, where he drove branding, marketing, and community growth, helping grow the Matic community to over 100,000 members and establishing more than 20 regional communities. Suryansh Kumar is the Co-founder and CTO, a serial entrepreneur with a background in blockchain and technology who previously co-founded Flicat, OBTrack, OpenBracket, and the open-source blockchain metatransaction protocol Meta Transact. Tarun Malik is listed as a co-founder of the platform.
UniLend operates as a permissionless decentralized money market protocol that provides lending and borrowing services through smart contracts. Unlike other DeFi protocols that support only around 30 assets, UniLend enables any ERC20 asset to be utilized for lending and borrowing, democratizing access to financial services. The protocol combines spot trading services, money markets, lending, and borrowing services through smart contracts on a single platform. Users can trade and lend or borrow cryptocurrencies seamlessly without intermediaries. The platform also features an AI Agent Hub where UFT serves as the key access token, unlocking features and enabling interaction with AI agents and modules. UniLend V2, launched on the Ethereum Mainnet on February 12, 2024, marked a significant milestone for the protocol.
UniLend distinguishes itself through its permissionless approach to DeFi, addressing the problem of gatekeeping in the space. While most DeFi protocols limit support to a small number of assets, UniLend allows anyone to list any ERC20 asset for decentralized trading and lending or borrowing. The protocol is also positioned as an AI x blockchain protocol that enables communities to create and co-own functional on-chain AI agents. Additionally, UFT is intended to become a Universal Gas Token, eliminating the need to buy or store multiple gas tokens across different blockchains. With UFT, blockchain transactions, including cross-chain transfers, are simplified and free from market fluctuations, offering seamless movement across blockchains and enhancing the overall user experience.
UFT serves multiple functions within the UniLend ecosystem. It empowers users with governance rights, allowing them to shape the future of the UniLend products suite through active participation in voting and decision-making. UFT also serves as the key access token to the AI Agent Hub, unlocking features and enabling interaction with AI agents and modules. As a Universal Gas Token, UFT simplifies blockchain transactions by removing the need to hold multiple gas tokens. Users can also utilize UFT to make token payments for accessing dApps on supported chains with a single unified payment. Furthermore, UFT functions as an incentive mechanism, rewarding those who contribute liquidity and engage in the ecosystem's growth, and holding UFT unlocks exclusive advantages including priority access, reduced fees, and enhanced yields within specific pools.
The UniLend ecosystem is built around its main product, a permissionless decentralized money market protocol that combines spot trading with lending and borrowing on a single platform. The protocol supports any ERC20 asset for listing, trading, and lending or borrowing. According to Chain Broker TVL data, the protocol has a Total Value Locked of $313,609 on Polygon, $214,992 on Ethereum, and $185 on BNB Chain. The launch of UniLend V2 on the Ethereum Mainnet on February 12, 2024 represented a significant milestone for the protocol. The ecosystem also includes the AI Agent Hub, which enables communities to create and co-own functional on-chain AI agents, further expanding the protocol's utility and reach across multiple blockchain networks.
UFT is not a mined cryptocurrency, as UniLend operates on the Ethereum blockchain and other networks using smart contracts rather than a proof-of-work mining mechanism. Instead of mining, users can participate in the ecosystem by contributing liquidity to the protocol, which rewards them with UFT tokens as incentives. UFT holders can also engage in governance by voting on proposals that shape the future of the UniLend products suite. The token distribution includes allocations for the team, marketing, development, reserves, operations, and ecosystem, with vesting schedules that were fully unlocked as of April 15, 2023. Detailed public information on additional earning mechanisms is currently limited.
Keeping your UFT tokens safe requires following standard cryptocurrency security practices. Store your UFT in a reputable wallet that supports ERC20 tokens, and consider using hardware wallets for long-term storage to protect against online threats. Always verify contract addresses before interacting with any platform, and use official sources such as unilend.finance to access the protocol. Be cautious of phishing attempts and never share your private keys or seed phrases with anyone. Since crypto-asset investing carries significant market risk, including extreme volatility and the potential loss of your entire capital, only invest what you can afford to lose. Regularly review the security audits available on the project's official channels and stay informed about protocol updates.
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Thank you for your interest in BTCC. Currently, spot and futures trading services for UFT are not supported. As a leading digital asset platform, BTCC is committed to providing a secure and stable trading environment. We recommend completing your account registration and identity verification (KYC) to explore other premium assets and exclusive benefits available on BTCC.
As of right now, the live price of UniLend (UFT) is $0.001587. Its market price fluctuates in real time based on overall supply and demand, and you can check the updated UFT to USD rate at the top of BTCC’s price page. In terms of market scope, UniLend records a 24h trading volume of $0 (reflecting total buying and selling activity over the last 24 hours), with a total market cap of $145.50352K. Its current circulating supply stands at 91.67M out of a maximum supply cap of ∞.
The price volatility of UniLend (UFT) is essentially driven by market supply and demand dynamics. Key factors behind its price movements include: 1) Global macroeconomic conditions and sentiment, such as Fed interest rate decisions; 2) Tokenomics, including the ratio of circulating supply (91.67M) to max supply (∞), as well as token unlocks and burn mechanisms; 3) Fundamental developments, such as ecosystem expansion, on-chain activity, and core protocol upgrades; and 4) Derivatives market dynamics, including leverage battles and liquidation cascades in perpetual contracts.
Looking at its historical price performance, UniLend (UFT) hit an all-time high (ATH) of $4.39106 on 2021-02-23 08:35, representing the peak of market sentiment. Conversely, its all-time low (ATL) was recorded at $0.001368 on 2026-06-06 04:45. Note that historical highs and lows reflect past performance only and do not guarantee future price trends; investment decisions should always align with live market conditions and your personal risk tolerance.
When trading UFT futures on BTCC, technical chart analysis begins with identifying key support and resistance levels on 1D and 4H charts using historical price pivots. Next, apply MA/EMA indicators to gauge trend directions, alongside RSI (values above 70 indicate overbought conditions, while below 30 suggest oversold levels). Always validate breakout signals with the 24h trading volume ($0), as price breakouts accompanied by strong volume offer higher reliability.
Unlike spot trading where you can only profit from rising prices, BTCC’s UFTUSDT perpetual contracts support two-way trading. If you anticipate a price decline for UniLend, simply log into your BTCC account with USDT margin available, navigate to the UFTUSDT pair, set your desired leverage and Take-Profit/Stop-Loss levels, and click "Sell/Short". Once the price drops to your target, close your position to lock in profit from the price difference.
Yes. BTCC offers flexible, high-tier leverage options for UFTUSDT perpetual futures, providing up to 500x leverage (maximum leverage limits may vary depending on liquidity). While leverage boosts capital efficiency by allowing you to control larger position sizes with less margin, it also amplifies liquidation risks proportionately. BTCC strongly advises using Stop-Loss orders to strictly manage risk when trading with high leverage.
Beginners and traders testing new strategies can switch to BTCC's "Demo Trading" mode with a single click on the App or Web interface. The demo account comes pre-loaded with risk-free virtual funds (such as 100,000 USDT). Powered by live market prices (current price: $0.001587), you can practice opening/closing positions, adjusting leverage, and setting TP/SL for UFTUSDT with zero financial risk.
Trading UniLend (UFT) on BTCC requires just 4 simple steps: 1) Register a BTCC account and complete basic Identity Verification (KYC); 2) Buy USDT using fiat via credit card/express payment, or deposit USDT/BTC directly from an external wallet; 3) Navigate to the Futures section, search for UFTUSDT, and review its live price ($0.001587) and chart; 4) Select your margin mode and leverage, choose "Buy/Long" or "Sell/Short" based on your market outlook, set TP/SL orders, and confirm your trade.
Cryptocurrency prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. The content expressed on this page is not intended to be and shall not be construed as an endorsement by BTCC regarding the reliability or accuracy of such content. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult an independent financial adviser before making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions. BTCC is not responsible for any losses you may incur. For more information, please refer to our Terms of Use and Risk Warning. Please also note that data relating to the above-mentioned cryptocurrency presented here (such as its current live price) are based on third-party sources. They are presented to you on an “as is” basis and for informational purposes only, without representation or warranty of any kind. Links provided to third-party sites are also not under BTCC’s control. BTCC is not responsible for the reliability or accuracy of such third-party sites or their contents.
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