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View ChartCream Finance (CREAM) is a decentralized DeFi lending protocol built for individuals, institutions, and protocols to access financial services. It operates as part of the yearn.finance ecosystem and was created as a fork of Compound Finance. The protocol is open-source, permissionless, and blockchain-agnostic, serving users across Ethereum, Binance Smart Chain, Polygon, and Fantom. The name stands for "Crypto Runs Everything Around Me." CREAM enables users to lend, borrow, and earn yield on supported assets while earning liquidity mining rewards. The total supply is approximately 2.92 million CREAM tokens, with a circulating supply of roughly 1.85 million. The project launched in August 2020 and represents a multi-chain lending ecosystem aimed at supporting tokens important to the DeFi sector.
Cream Finance was co-founded by Taiwanese entrepreneur Jeffrey Huang and Leo Cheng. Jeffrey Huang, who labeled himself as the "semi-benevolent dictator of CREAM" upon launch, is also the founder of Mithril (MITH), an Ethereum-based social media platform. Leo Cheng serves as co-founder and project lead at Cream and is also listed as "Summoner, Machi X DAO." The core Cream Finance team is described as consisting of four people: founder Jeffrey Huang and three developers with extensive computer science backgrounds. Other names associated with the project include Darius Sit (Founder, CIO, QCP Capital), Andrew Kang (Mechanism Capital), and Wilson, who is listed alongside Leo Cheng. Crunchbase lists the company's operating status as Active and company type as For Profit. Detailed public information about the full development team beyond these individuals is currently limited.
Cream Finance operates as a decentralized lending protocol built on smart contracts. It was created as a Compound Finance fork and uses advanced algorithms and machine learning to improve personal loan services. The protocol provides liquidity to important DeFi assets through automated market making (AMM), allowing users to borrow and lend supported assets. Users who are passively holding Ether or wBTC can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. By supplying any supported asset as collateral, users can earn liquidity mining rewards in the form of its CREAM token. In return, the protocol collects swap, lending, and borrowing fees from users. The platform is open-source, permissionless, and blockchain-agnostic, meaning it operates across multiple blockchain networks without requiring permission to participate.
Cream Finance distinguishes itself through its multi-chain approach, serving users on Ethereum, Binance Smart Chain, Polygon, and Fantom. As part of the yearn.finance ecosystem, it benefits from integration with a broader DeFi network. The protocol helps provide liquidity to important DeFi assets through automated market making, allowing users to borrow and lend supported assets while earning liquidity mining rewards. Its open-source and permissionless nature means anyone can participate without gatekeepers. The platform aims to list and support tokens important to the DeFi sector, positioning itself as a comprehensive lending solution. With a CertiK rating of 4.0, the protocol has undergone security assessment. The CREAM token enables governance participation, giving holders the ability to vote on assets to support or delist. The protocol introduces novel solutions in lending, exchanges, derivatives, payments, market making, and asset management.
The CREAM token serves multiple functions within the ecosystem. It allows users to lend, borrow, and stake assets on the platform. Token holders can help govern the network by voting on assets to support or delist, giving the community direct influence over the protocol's direction. Users can earn CREAM tokens as liquidity mining rewards by supplying supported assets as collateral. The protocol collects swap, lending, and borrowing fees from users, creating a sustainable economic model. Additionally, CREAM can be used to participate in yield farming rewards, incentivizing users to contribute to the network's development. The token is also used for staking purposes, allowing holders to earn additional returns while supporting the protocol's operations.
Cream Finance is part of the yearn.finance ecosystem and serves users across Ethereum, Binance Smart Chain, Polygon, and Fantom. The project went live on Binance Smart Chain in September 2020, expanding its reach beyond Ethereum. It is tagged under the Solana Ecosystem on CoinMarketCap, indicating broader blockchain integration. The protocol has faced challenges, including a flash loan attack that targeted the platform. A public dispute regarding a $1.75M debt owed to CREAM Finance and @mevdotio investors by @foldfinance and its founder Sam Bacha has also been noted. The protocol continues to operate with a TVL of approximately $1.93M. With 114 active markets reported, CREAM remains tradable across multiple venues. The ecosystem aims to inclusively develop its network through yield farming rewards, encouraging community participation and growth.
Cream Finance cannot be mined through traditional proof-of-work mechanisms. Instead, CREAM tokens are earned through liquidity mining and yield farming rewards. Users can supply supported assets as collateral on the platform to earn CREAM tokens as rewards. The protocol offers yield farming rewards to its users in order to inclusively develop its network. By depositing assets like Ether or wBTC, users can earn yield similar to a traditional savings account while also earning CREAM rewards. The token allocation includes 20% (1.8 million CREAM) specifically designated to incentivize liquidity providers. To participate, users need to supply any supported asset as collateral on the C.R.E.A.M. platform, which then generates liquidity mining rewards in the form of CREAM tokens. The protocol collects swap, lending, and borrowing fees from users, creating a sustainable rewards mechanism.
Keeping your CREAM tokens safe requires following standard cryptocurrency security practices. Use hardware wallets for long-term storage of significant holdings, as they keep private keys offline and protected from online threats. For active trading, consider using reputable software wallets that support Ethereum-based tokens. Always verify contract addresses before interacting with any platform, and use official sources like the Cream Finance website and documentation. Be cautious of phishing attempts and fake websites claiming to represent the project. Since Cream Finance operates on smart contracts, ensure you understand the risks associated with DeFi protocols, including smart contract vulnerabilities. The protocol has experienced a flash loan attack in the past, highlighting the importance of security awareness. Enable two-factor authentication on any exchange accounts you use and never share your private keys or seed phrases with anyone. Keep your wallet software updated and consider using multiple wallets to diversify risk.
CREAM is a cryptocurrency that may be listed on select exchanges. For a secure and liquid trading experience, using a major regulated platform like BTCC is recommended.
Register a BTCC Account: Sign up using your email or mobile number and complete the KYC verification to unlock more features and benefits of the platform.
Deposit Funds: Deposit fiat currency (via bank transfer, card, or third-party payment) or transfer USDT from an external wallet into your BTCC account.
Start Trading: Go to the trading page and search for the spot trading pair CREAM/USDT or the perpetual contract CREAMUSDT.
Place an Order: Enter the amount of CREAM you wish to purchase and submit the order. For contract trading, you can also choose to go short (sell) and adjust the leverage multiplier according to your strategy and risk tolerance.
Confirm Your Purchase: For spot purchases, check your personal account to see if the coins have arrived. For contract trades, check the trading page to see if your order was filled successfully.
Buy in just 4 steps (Register → Verify → Deposit/Purchase → Receive Coins)
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Thank you for your interest in BTCC. Currently, spot and futures trading services for CREAM are not supported. As a leading digital asset platform, BTCC is committed to providing a secure and stable trading environment. We recommend completing your account registration and identity verification (KYC) to explore other premium assets and exclusive benefits available on BTCC.
As of right now, the live price of Cream Finance (CREAM) is $0.4604. Its market price fluctuates in real time based on overall supply and demand, and you can check the updated CREAM to USD rate at the top of BTCC’s price page. In terms of market scope, Cream Finance records a 24h trading volume of $13.507685 (reflecting total buying and selling activity over the last 24 hours), with a total market cap of $835.076632K. Its current circulating supply stands at 1.86M out of a maximum supply cap of ∞.
The price volatility of Cream Finance (CREAM) is essentially driven by market supply and demand dynamics. Key factors behind its price movements include: 1) Global macroeconomic conditions and sentiment, such as Fed interest rate decisions; 2) Tokenomics, including the ratio of circulating supply (1.86M) to max supply (∞), as well as token unlocks and burn mechanisms; 3) Fundamental developments, such as ecosystem expansion, on-chain activity, and core protocol upgrades; and 4) Derivatives market dynamics, including leverage battles and liquidation cascades in perpetual contracts.
Looking at its historical price performance, Cream Finance (CREAM) hit an all-time high (ATH) of $368.256282 on 2021-02-04 21:00, representing the peak of market sentiment. Conversely, its all-time low (ATL) was recorded at $0.239868 on 2026-05-29 07:05. Note that historical highs and lows reflect past performance only and do not guarantee future price trends; investment decisions should always align with live market conditions and your personal risk tolerance.
When trading CREAM futures on BTCC, technical chart analysis begins with identifying key support and resistance levels on 1D and 4H charts using historical price pivots. Next, apply MA/EMA indicators to gauge trend directions, alongside RSI (values above 70 indicate overbought conditions, while below 30 suggest oversold levels). Always validate breakout signals with the 24h trading volume ($13.507685), as price breakouts accompanied by strong volume offer higher reliability.
Unlike spot trading where you can only profit from rising prices, BTCC’s CREAMUSDT perpetual contracts support two-way trading. If you anticipate a price decline for Cream Finance, simply log into your BTCC account with USDT margin available, navigate to the CREAMUSDT pair, set your desired leverage and Take-Profit/Stop-Loss levels, and click "Sell/Short". Once the price drops to your target, close your position to lock in profit from the price difference.
Yes. BTCC offers flexible, high-tier leverage options for CREAMUSDT perpetual futures, providing up to 500x leverage (maximum leverage limits may vary depending on liquidity). While leverage boosts capital efficiency by allowing you to control larger position sizes with less margin, it also amplifies liquidation risks proportionately. BTCC strongly advises using Stop-Loss orders to strictly manage risk when trading with high leverage.
Beginners and traders testing new strategies can switch to BTCC's "Demo Trading" mode with a single click on the App or Web interface. The demo account comes pre-loaded with risk-free virtual funds (such as 100,000 USDT). Powered by live market prices (current price: $0.4604), you can practice opening/closing positions, adjusting leverage, and setting TP/SL for CREAMUSDT with zero financial risk.
Trading Cream Finance (CREAM) on BTCC requires just 4 simple steps: 1) Register a BTCC account and complete basic Identity Verification (KYC); 2) Buy USDT using fiat via credit card/express payment, or deposit USDT/BTC directly from an external wallet; 3) Navigate to the Futures section, search for CREAMUSDT, and review its live price ($0.4604) and chart; 4) Select your margin mode and leverage, choose "Buy/Long" or "Sell/Short" based on your market outlook, set TP/SL orders, and confirm your trade.
Cryptocurrency prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. The content expressed on this page is not intended to be and shall not be construed as an endorsement by BTCC regarding the reliability or accuracy of such content. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult an independent financial adviser before making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions. BTCC is not responsible for any losses you may incur. For more information, please refer to our Terms of Use and Risk Warning. Please also note that data relating to the above-mentioned cryptocurrency presented here (such as its current live price) are based on third-party sources. They are presented to you on an “as is” basis and for informational purposes only, without representation or warranty of any kind. Links provided to third-party sites are also not under BTCC’s control. BTCC is not responsible for the reliability or accuracy of such third-party sites or their contents.
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