hike payments for good credit homebuyers

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Do first-time homebuyers pay more if they have a high credit score?

First-time homebuyers with high credit scores would pay more under this new rule. Before May 1, if you have a credit score of 740 or higher, on a $500,000 loan, you would pay a fee of 0.25%, which is $1,250. After that date, you could pay as much as 0.375% - or $1,875 - on that same loan. People with lower credit scores will pay a lower rate.

Will Biden raise mortgage payments for good credit & higher down payments?

"The Biden administration raises mortgage payments for good credit & higher down payment homebuyers starting May 1st, in order to foot the bill for high-risk mortgage borrowers with lower credit scores & lower down payments," claimed one tweet.

Should you pay higher mortgage rates if you have good credit?

Homebuyers with good credit scores will soon encounter a costly surprise: a new federal rule forcing them to pay higher mortgage rates and fees to subsidize people with riskier credit ratings who are also in the market to buy houses.

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