How early can I get paid with Chime?

As long as you get paid by direct deposit into your Chime Checking Account, you’ll get paid up to 2 days early. You don’t need to do anything else – Chime will make your paycheck available up to 2 days before your actual payday. That’s 2 days sooner than you’d get it at some traditional banks.²

How does chime compare to MyPay?

Transparent & Simple: Unlike other products on the market, Chime has no subscription fees, and MyPay has no tipping, no mandatory fees, no interest 5, and no credit check. MyPay puts consumers in control by providing a transparent and low-cost way to get their pay, including government benefits.

How do I use chime checking?

Sign up for a Chime Checking Account and set up direct deposit to start using MyPay. Chime offers multiple ways to access money when you need it. One key difference between MyPay and these other features is that you can choose when you want to use MyPay. Each pay period, you can decide to take an advance if you want.