Visa Disrupts Payments: Stablecoin Payouts Turbocharge Freelancers & Digital Creators in 2025
Visa just fired a shot across the bow of legacy finance—testing stablecoin payouts to freelancers and digital creators. No more waiting days for cross-border payments or swallowing 3% card fees. The future? Instant settlements, lower costs, and a middle finger to SWIFT.
Why this matters
Freelancers and creators—the backbone of the gig economy—get hosed by traditional payment rails. Visa’s stablecoin play could slash settlement times from days to seconds while cutting out rent-seeking intermediaries (looking at you, correspondent banks).
The cynical twist
Of course, Visa’s ‘innovation’ comes years after DeFi protocols solved this problem—but hey, at least they’re finally catching up. Maybe next they’ll ‘invent’ yield farming.
Visa has deepened its involvement in blockchain finance with a new pilot initiative that allows funds to be paid out directly using Circle’s USDC stablecoin. The initiative, announced at the Web Summit in Lisbon, aims to help freelancers and digital creators receive earnings faster and more securely, without depending on slow, traditional banking systems.
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