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View ChartUSDai (USDAI) is a next-generation algorithmic stablecoin that leverages artificial intelligence to maintain its dollar peg, differentiating it from traditional fiat-collateralized or crypto-backed models.
| Item | Details |
|---|---|
| Name (Ticker) | USDai (USDAI) |
| Alternative Names | AI Stablecoin |
| Consensus Mechanism | N/A (Issued on EVM chains) |
| Smart Contracts | Yes (EVM/Base) |
| Category | Algorithmic Stablecoin, AI |
| Hash Algorithm | Keccak-256 |
| Block Reward | N/A |
| Max Supply | Uncapped (Algorithmically Managed) |
| TPS | Dependent on underlying blockchain (e.g., Base) |
| Scaling Solution | Layer 2 (Base) |
| Blockchain | Base, other EVM-compatible networks |
USDai was developed and launched in 2026 by a decentralized autonomous organization (DAO) focused on AI and DeFi innovation. The core development team consists of researchers and engineers specializing in machine learning, predictive analytics, and blockchain economics. The project emphasizes decentralized governance, meaning key parameters of the AI model and protocol upgrades are ultimately decided by USDAI token holders through community proposals and voting. This structure aims to align the project's development with the collective interest of its users rather than a centralized entity.
USDai maintains its peg through a dynamic, AI-driven algorithmic system. Here's a simplified breakdown of its operation:
USDAI's primary innovation is its reliance on artificial intelligence for stability management, which presents several potential advantages:
As a stablecoin, USDAI is designed to serve the core functions of money within the digital economy, particularly in decentralized finance (DeFi):
The USDAI ecosystem is in its early growth phase, focusing on integration and utility:
USDAI is not mined through traditional proof-of-work. Instead, new tokens are algorithmically minted by the protocol's smart contracts as part of its stability mechanism. However, users can earn USDAI through participation in the ecosystem:
Protecting your USDAI involves standard cryptocurrency security best practices:
USDAI is a cryptocurrency available on several exchanges. For higher liquidity and robust security, trading on a major platform like BTCC is recommended.
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USDai (USDAI) is the liquid, non-yield-bearing layer of the USD.AI protocol. Staking USDAI mints sUSDai, a yield-bearing token whose value grows as income from GPU-backed loans and reserve assets accrues to the sUSDai vault. This mechanism reduces the free float of USDAI available for trading, since staked tokens are locked in the staking contract rather than circulating on the open market.
Because USDAI is designed to hold a 1:1 value with the US dollar, its price is anchored by arbitrage rather than by yield. Staking does not change the peg itself; it changes who holds the token and why. When GPU-loan demand is strong and the sUSDai vault earns yield, more users are incentivised to stake, tightening USDAI supply and supporting its peg through reduced sell pressure.
Conversely, if staking yields fall below market rates, holders may unstake and sell USDAI, adding supply and testing the peg. In practice, the protocol's arbitrage mechanisms pull USDAI back toward $1.00 whenever it drifts. Over the long term, sustained GPU-loan yield and staking demand can strengthen USDAI's liquidity and price stability, but they do not create a speculative upside beyond the peg.
USDai (USDAI) is deployed on Arbitrum, Plasma (XPL), and Ethereum, giving it multi-chain reach across the DeFi ecosystem. Network upgrades on Arbitrum and Plasma directly affect USDAI's usability: lower gas fees and faster finality make it cheaper to mint, redeem, and transfer USDAI, which in turn supports higher transaction volume and deeper liquidity.
USD.AI uses M0's stablecoin platform to launch a composable synthetic dollar, and USDAI is integrated across DeFi for instant redemption and seamless interoperability. As more DApps, lending markets, and DEXs list USDAI, demand for the token as a settlement and collateral asset rises. This ecosystem growth expands the utility of USDAI beyond simple holding, reinforcing its role as the main dollar-denominated asset for entering and leaving the USD.AI depositor system.
Because USDAI is pegged 1:1 to the US dollar and backed by PYUSD, gas fees and upgrades do not change its intrinsic value. Instead, they influence how efficiently USDAI circulates. Lower fees and broader DeFi integrations can increase on-chain activity and holder count, which supports liquidity and peg stability rather than driving speculative price appreciation.
A spot ETF or similar institutional wrapper for USDai (USDAI) would give traditional investors regulated exposure to the token without needing to manage wallets or private keys. Because USDAI is a US dollar-pegged stablecoin backed by PayPal's PYUSD, an ETF would function more like a tokenised money-market or settlement vehicle than a volatile crypto bet. Institutional access could come through asset managers, brokerages, and custodians that already support stablecoin products.
Sustained institutional inflows would raise USDAI's liquidity and legitimacy. Larger on-chain float and deeper order books reduce slippage for large trades, making USDAI more attractive as a settlement asset for GPU purchases, equipment loans, and data-centre expenses within the USD.AI system. A higher liquidity base also strengthens the peg by giving arbitrageurs more room to correct deviations from $1.00.
For price, the effect is stability rather than upside: USDAI is designed to hold 1:1 with the US dollar, so institutional demand would primarily expand supply and market depth. The broader benefit is a stronger price floor and more reliable redemption, which supports long-term adoption of USDAI across DeFi and traditional finance.
Short intro: USDai (USDAI) and PYUSD are both US dollar-pegged stablecoins, but they serve different roles in the USD.AI ecosystem.
| Dimension | USDai (USDAI) | PYUSD |
|---|---|---|
| Core Positioning | Composable synthetic dollar for AI financing | PayPal's consumer and merchant stablecoin |
| Supply Model | Minted only against deposited backing; unlimited max supply | Issued by Paxos against USD reserves |
| Consensus | ERC-20 on Arbitrum, Plasma, Ethereum | ERC-20 on Ethereum and other chains |
| Main Use Cases | Staking for sUSDai, GPU-loan settlement, DeFi collateral | Payments, transfers, merchant checkout |
Neither is inherently "better": PYUSD is the parent asset and backing reserve, while USDAI is a downstream instrument that separates the liquid stablecoin layer from the yield-bearing sUSDai layer. USDAI carries no direct exposure to GPU depreciation or loan performance; those risks sit with sUSDai. For users who want payments, PYUSD is simpler. For users who want to participate in AI-infrastructure credit markets, USDAI and sUSDai offer a purpose-built structure.
On BTCC, USDAI/USDT perpetual contracts support stop-loss (SL) and take-profit (TP) orders that trigger automatically when price reaches your level. The goal is to cap downside and lock in gains without watching the chart constantly.
Always size the position so the SL distance matches your risk tolerance, and remember that leverage magnifies both gains and losses. Confirm the SL/TP levels before submitting the order.
The current price of USDai (USDAI) is $1.000468, with a market cap of $501.605726M and 24h trading volume of $18.262358K. The circulating supply is 501.35M (max supply ∞).
USDAI is a US dollar-pegged stablecoin backed by PayPal's PYUSD and designed to hold a 1:1 value with the US dollar. Because it is a stablecoin, its price typically trades within a very narrow band around $1.00, and short-term movements are driven by arbitrage, liquidity conditions, and trading activity rather than speculative momentum.
To see live pricing, order-book depth, and recent trades, visit the USDAI/USDT perpetual contract page on BTCC. The live order book shows real-time bid and ask levels, which is useful for gauging liquidity before placing a trade.
USDai (USDAI) is designed to maintain a 1:1 value with the US dollar, so its price movement is primarily a function of peg stability rather than speculative demand. Three layers drive it:
Because USDAI is backed by PYUSD and separated from GPU credit risk, its peg is structurally insulated from hardware depreciation. The main risks to the peg are liquidity crunches and redemption delays, which the K3 revolving credit facility is designed to bridge.
The all-time high of USDai (USDAI) is $1.981049, reached on 2025-11-24 14:30; the all-time low is $0.997917, recorded on 2026-02-04 18:35.
As a US dollar-pegged stablecoin backed by PayPal's PYUSD, USDAI is designed to trade close to $1.00. Its all-time high and low therefore reflect temporary deviations from the peg caused by liquidity conditions, trading activity, and market sentiment rather than long-term directional trends. The gap between the ATH and ATL is typically narrow compared with volatile crypto assets.
To inspect the full-cycle chart and see how USDAI has traded around its peg over time, open the USDAI/USDT perpetual contract page on BTCC. The chart lets you zoom into specific periods and compare price action against volume, which helps you understand how quickly the peg is restored after deviations.
Reading a USDAI/USDT candlestick chart on BTCC starts with the anatomy of each candle. The body shows the open and close; the wicks (shadows) show the high and low. A long body means strong directional pressure, while a long wick suggests rejection at that price level.
Combine these tools rather than relying on one. For USDAI, remember that as a stablecoin its chart is usually range-bound near $1.00, so mean-reversion setups often matter more than trend-following ones.
You can short USDai (USDAI) without holding the spot token by using BTCC's USDAI/USDT perpetual contracts. A short position profits when the price falls: you open the short at a higher price, then close it (buy back) at a lower price, and the difference is your profit.
This gives traders a two-way opportunity. In a bear market or during a pullback, a short position can generate returns even when spot holders are losing value. Because USDAI is a stablecoin pegged near $1.00, short setups typically target small deviations above the peg, and positions should be sized accordingly.
On BTCC, you can set a stop-loss above your entry to cap risk and a take-profit near a support level to lock in gains. Use the trailing stop to let profits run if the price keeps falling. Always confirm margin mode and leverage before submitting the order, and remember that leverage magnifies both gains and losses.
Yes. BTCC offers flexible leverage on USDAI/USDT perpetual contracts, with leverage up to 50x, subject to the platform's risk rules and margin requirements. Higher leverage means a smaller margin is needed to control a larger position, which can amplify returns when the trade moves in your favour.
However, leverage magnifies losses as well as gains. A small adverse move can trigger a liquidation if your margin is insufficient. For beginners, starting at 2x–10x is a more prudent approach, paired with a strict stop-loss on every trade. As you gain experience and understand how USDAI behaves around its peg, you can adjust leverage according to your risk tolerance.
Before trading, review the contract specifications, maintenance margin, and funding rate on the USDAI/USDT page. Setting a stop-loss and a take-profit at the same time you open the position helps remove emotion from the trade and keeps risk defined.
After registering on BTCC, you can switch to "Demo Trading" mode and receive virtual funds, for example 100,000 USDT, to practise trading USDai (USDAI) without risking real capital. The demo account uses real USDAI market data, so prices, order books, and volatility reflect live conditions.
In demo mode you can practise the full workflow: adjusting leverage, choosing margin mode, placing long or short orders, and setting take-profit and stop-loss levels. You can also test the trailing stop and see how it behaves as the market moves. Because the funds are virtual, you can experiment with different strategies and position sizes without financial consequences.
Use the demo account to build familiarity with the USDAI/USDT perpetual contract interface and to develop a repeatable trading plan. Once you are comfortable with order types and risk controls, you can transition to live trading with real funds and a defined risk budget.
Buying and trading USDai (USDAI) on BTCC follows a simple four-step flow:
Before trading, review the contract specifications and funding rate. Because USDAI is a US dollar-pegged stablecoin backed by PYUSD, its price typically trades near $1.00, so position sizing and risk controls matter more than directional bets. Start with lower leverage, keep a strict stop-loss, and use the demo account first if you are new to perpetual futures.
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