USDai

USDai PriceUSDAI

$1.000468
$0.000117+0.01%

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USDai Price Today

Current USDAI/USD real-time price is $1.000468, with a 24-hour change rate of +0.01% and a 7-day change rate of +0.04%. USDAI currently ranks #214 globally by market cap, with a total market cap of $501.605726M, a fully diluted valuation (FDV) of $501.605726M, and a 24-hour trading volume of $18.262358K. In terms of supply, USDAI has a maximum supply of ∞, a current circulating supply of 501.35M, with 100.00% already in circulation and 0.00% remaining to be unlocked.

About USDai

What is USDai? Key Specifications & Tokenomics

USDai (USDAI) is a next-generation algorithmic stablecoin that leverages artificial intelligence to maintain its dollar peg, differentiating it from traditional fiat-collateralized or crypto-backed models.

ItemDetails
Name (Ticker)USDai (USDAI)
Alternative NamesAI Stablecoin
Consensus MechanismN/A (Issued on EVM chains)
Smart ContractsYes (EVM/Base)
CategoryAlgorithmic Stablecoin, AI
Hash AlgorithmKeccak-256
Block RewardN/A
Max SupplyUncapped (Algorithmically Managed)
TPSDependent on underlying blockchain (e.g., Base)
Scaling SolutionLayer 2 (Base)
BlockchainBase, other EVM-compatible networks

Who created USDai (USDAI)?

USDai was developed and launched in 2026 by a decentralized autonomous organization (DAO) focused on AI and DeFi innovation. The core development team consists of researchers and engineers specializing in machine learning, predictive analytics, and blockchain economics. The project emphasizes decentralized governance, meaning key parameters of the AI model and protocol upgrades are ultimately decided by USDAI token holders through community proposals and voting. This structure aims to align the project's development with the collective interest of its users rather than a centralized entity.

How does USDai (USDAI) work?

USDai maintains its peg through a dynamic, AI-driven algorithmic system. Here's a simplified breakdown of its operation:

  • AI Oracle & Prediction Market: The system's core is an AI oracle that continuously analyzes a vast array of on-chain and off-chain data. This includes trading volume, liquidity pool depths, macroeconomic indicators, and social sentiment. Based on these predictions, the protocol simulates market demand.
  • Automated Supply Adjustment: Smart contracts automatically execute actions to stabilize the price. If the AI predicts upward pressure (price > $1), new USDAI tokens are algorithmically minted and introduced into the market, increasing supply to push the price down. Conversely, if downward pressure is predicted (price < $1), the system incentivizes the burning or locking of USDAI tokens to reduce supply and lift the price.
  • Incentive Mechanisms: The protocol uses staking and liquidity provider rewards to encourage user behavior that supports stability. Users can stake other assets to earn USDAI or provide liquidity in USDAI trading pairs to earn fees, helping to absorb volatility.

What makes USDai (USDAI) unique and valuable?

USDAI's primary innovation is its reliance on artificial intelligence for stability management, which presents several potential advantages:

  • Proactive Stability: Unlike reactive rebasing algorithms, the AI aims to predict market movements and adjust supply preemptively, potentially leading to a more robust and less volatile peg.
  • Decentralization: As an algorithmic stablecoin, it does not rely on centralized reserves of fiat currency or other assets, aligning with the decentralized ethos of crypto. Its governance is also community-driven.
  • Capital Efficiency: It doesn't require over-collateralization like some crypto-backed stablecoins, meaning the system can theoretically create a stable unit of account without locking up excessive capital.
  • Adaptability: The AI model can learn and adapt to new market conditions over time, which could make it more resilient to black swan events or shifting regulatory landscapes compared to static algorithmic designs.

What is USDai (USDAI) used for?

As a stablecoin, USDAI is designed to serve the core functions of money within the digital economy, particularly in decentralized finance (DeFi):

  • Medium of Exchange: Used for trading, payments, and remittances with minimal price volatility compared to typical cryptocurrencies.
  • Store of Value: Provides a stable digital asset for holding value during market downturns or for settling transactions.
  • DeFi Building Block: Serves as a primary liquidity pair in decentralized exchanges (DEXs), a collateral asset in lending protocols, and a stable unit for yield farming strategies.
  • Cross-Chain Transfers: Its presence on EVM-compatible chains like Base facilitates cheap and fast transfers across a wide ecosystem of applications.

How Is the USDai (USDAI) ecosystem developing?

The USDAI ecosystem is in its early growth phase, focusing on integration and utility:

  • Multi-Chain Expansion: While launched on Base, the team is actively working on deployments across other high-throughput, low-cost EVM-compatible blockchains to increase accessibility.
  • DeFi Integrations: A key development focus is forming partnerships and securing integrations with major lending platforms, decentralized exchanges (DEXs), and derivatives protocols to deepen liquidity and utility.
  • Governance Activation: The DAO is maturing, with early proposals focusing on fine-tuning the AI model's parameters, allocating a community treasury for grants, and deciding on future development roadmaps.
  • Real-World Use Cases: Explorations are underway for USDAI's use in areas like AI-powered prediction markets, decentralized autonomous organizations (DAOs) for treasury management, and as a settlement layer for AI services.

How to mine USDai (USDAI)?

USDAI is not mined through traditional proof-of-work. Instead, new tokens are algorithmically minted by the protocol's smart contracts as part of its stability mechanism. However, users can earn USDAI through participation in the ecosystem:

  • Staking & Liquidity Provision: Users can earn USDAI rewards by staking designated assets or by providing liquidity to USDAI trading pairs on supported decentralized exchanges.
  • Governance Participation: Active participation in the DAO's governance process may include reward distributions to engaged voters.
  • Ecosystem Incentives: The protocol may run specific incentive programs to bootstrap liquidity or encourage specific behaviors that benefit network stability.

How to keep your USDAI Coin safe?

Protecting your USDAI involves standard cryptocurrency security best practices:

  • Use a Secure Wallet: For significant holdings, transfer USDAI from an exchange to a self-custody wallet. A hardware wallet (cold wallet) offers the highest security for long-term storage.
  • Verify Contracts: When interacting with DeFi protocols, always verify you are using the official USDAI smart contract address to avoid phishing scams.
  • Guard Private Keys: Never share your wallet's private keys, seed phrase, or passwords with anyone. These are the ultimate keys to your funds.
  • Stay Updated: Follow official USDAI channels (website, Discord, Twitter) for announcements about protocol upgrades or security notices.

How to buy USDAI Coin?

USDAI is a cryptocurrency available on several exchanges. For higher liquidity and robust security, trading on a major platform like BTCC is recommended.

  1. Register a BTCC Account: Sign up using your email or mobile number and complete the identity verification (KYC) to access all platform features.
  2. Deposit Funds: Deposit fiat currency (via bank transfer, card, or other payment methods) or transfer USDT from an external wallet into your BTCC account.
  3. Start Trading: Navigate to the trading section and search for the spot trading pair USDAI/USDT or the perpetual contract USDAIUSDT.
  4. Place an Order: Enter the amount of USDAI you wish to buy and confirm the order. For contract trading, you can also open a short (sell) position and adjust leverage based on your risk management strategy.
  5. Confirm Your Purchase: For spot buys, check your account balance for the deposited USDAI. For futures trades, monitor your open positions on the trading interface.

How to Buy and Use USDai

Purchase Guide

Buy in just 4 steps (Register → Verify → Deposit/Purchase → Receive Coins)

  1. 1Register AccountUse email or phone number to quickly complete BTCC registration in under 1 minute.
  2. 2Identity VerificationComplete basic KYC verification to protect your account and assets.
  3. 3Quick TradeSupports credit cards, online banking and other quick purchase methods.
  4. 4Receive CoinsUSDai is instantly credited to your BTCC account, ready for trading at any time.

Related Trading

Choose USDai products that suit your trading style

Thank you for your interest in BTCC. Currently, spot and futures trading services for USDAI are not supported. As a leading digital asset platform, BTCC is committed to providing a secure and stable trading environment. We recommend completing your account registration and identity verification (KYC) to explore other premium assets and exclusive benefits available on BTCC.

USDai FAQs

How does staking USDai for sUSDai and the protocol's GPU-loan yield affect USDAI supply and price?

USDai (USDAI) is the liquid, non-yield-bearing layer of the USD.AI protocol. Staking USDAI mints sUSDai, a yield-bearing token whose value grows as income from GPU-backed loans and reserve assets accrues to the sUSDai vault. This mechanism reduces the free float of USDAI available for trading, since staked tokens are locked in the staking contract rather than circulating on the open market.

Because USDAI is designed to hold a 1:1 value with the US dollar, its price is anchored by arbitrage rather than by yield. Staking does not change the peg itself; it changes who holds the token and why. When GPU-loan demand is strong and the sUSDai vault earns yield, more users are incentivised to stake, tightening USDAI supply and supporting its peg through reduced sell pressure.

Conversely, if staking yields fall below market rates, holders may unstake and sell USDAI, adding supply and testing the peg. In practice, the protocol's arbitrage mechanisms pull USDAI back toward $1.00 whenever it drifts. Over the long term, sustained GPU-loan yield and staking demand can strengthen USDAI's liquidity and price stability, but they do not create a speculative upside beyond the peg.

How do USD.AI network upgrades, gas fees, and DeFi integrations on Arbitrum and Plasma impact USDai's value?

USDai (USDAI) is deployed on Arbitrum, Plasma (XPL), and Ethereum, giving it multi-chain reach across the DeFi ecosystem. Network upgrades on Arbitrum and Plasma directly affect USDAI's usability: lower gas fees and faster finality make it cheaper to mint, redeem, and transfer USDAI, which in turn supports higher transaction volume and deeper liquidity.

USD.AI uses M0's stablecoin platform to launch a composable synthetic dollar, and USDAI is integrated across DeFi for instant redemption and seamless interoperability. As more DApps, lending markets, and DEXs list USDAI, demand for the token as a settlement and collateral asset rises. This ecosystem growth expands the utility of USDAI beyond simple holding, reinforcing its role as the main dollar-denominated asset for entering and leaving the USD.AI depositor system.

Because USDAI is pegged 1:1 to the US dollar and backed by PYUSD, gas fees and upgrades do not change its intrinsic value. Instead, they influence how efficiently USDAI circulates. Lower fees and broader DeFi integrations can increase on-chain activity and holder count, which supports liquidity and peg stability rather than driving speculative price appreciation.

How would a spot ETF or institutional adoption of USDai affect USDAI price and stablecoin demand?

A spot ETF or similar institutional wrapper for USDai (USDAI) would give traditional investors regulated exposure to the token without needing to manage wallets or private keys. Because USDAI is a US dollar-pegged stablecoin backed by PayPal's PYUSD, an ETF would function more like a tokenised money-market or settlement vehicle than a volatile crypto bet. Institutional access could come through asset managers, brokerages, and custodians that already support stablecoin products.

Sustained institutional inflows would raise USDAI's liquidity and legitimacy. Larger on-chain float and deeper order books reduce slippage for large trades, making USDAI more attractive as a settlement asset for GPU purchases, equipment loans, and data-centre expenses within the USD.AI system. A higher liquidity base also strengthens the peg by giving arbitrageurs more room to correct deviations from $1.00.

For price, the effect is stability rather than upside: USDAI is designed to hold 1:1 with the US dollar, so institutional demand would primarily expand supply and market depth. The broader benefit is a stronger price floor and more reliable redemption, which supports long-term adoption of USDAI across DeFi and traditional finance.

What is the difference between USDai (USDAI) and PayPal's PYUSD, and which is the better stablecoin?

Short intro: USDai (USDAI) and PYUSD are both US dollar-pegged stablecoins, but they serve different roles in the USD.AI ecosystem.

DimensionUSDai (USDAI)PYUSD
Core PositioningComposable synthetic dollar for AI financingPayPal's consumer and merchant stablecoin
Supply ModelMinted only against deposited backing; unlimited max supplyIssued by Paxos against USD reserves
ConsensusERC-20 on Arbitrum, Plasma, EthereumERC-20 on Ethereum and other chains
Main Use CasesStaking for sUSDai, GPU-loan settlement, DeFi collateralPayments, transfers, merchant checkout

Neither is inherently "better": PYUSD is the parent asset and backing reserve, while USDAI is a downstream instrument that separates the liquid stablecoin layer from the yield-bearing sUSDai layer. USDAI carries no direct exposure to GPU depreciation or loan performance; those risks sit with sUSDai. For users who want payments, PYUSD is simpler. For users who want to participate in AI-infrastructure credit markets, USDAI and sUSDai offer a purpose-built structure.

How do I set stop-loss and take-profit orders when trading USDAI futures?

On BTCC, USDAI/USDT perpetual contracts support stop-loss (SL) and take-profit (TP) orders that trigger automatically when price reaches your level. The goal is to cap downside and lock in gains without watching the chart constantly.

  • Long position: place SL below a key support zone, the recent swing low, or a moving average you are trading against. Place TP near the next resistance level or a measured-move target.
  • Short position: place SL above a key resistance zone or the recent swing high. Place TP near the next support level or a prior consolidation floor.
  • Trailing stop: use BTCC's trailing stop to let the stop price follow the market as it moves in your favour. Once the trade is in profit, move the SL to break-even to remove risk.

Always size the position so the SL distance matches your risk tolerance, and remember that leverage magnifies both gains and losses. Confirm the SL/TP levels before submitting the order.

What is USDAI's current price, market cap, and 24-hour trading volume?

The current price of USDai (USDAI) is $1.000468, with a market cap of $501.605726M and 24h trading volume of $18.262358K. The circulating supply is 501.35M (max supply ∞).

USDAI is a US dollar-pegged stablecoin backed by PayPal's PYUSD and designed to hold a 1:1 value with the US dollar. Because it is a stablecoin, its price typically trades within a very narrow band around $1.00, and short-term movements are driven by arbitrage, liquidity conditions, and trading activity rather than speculative momentum.

To see live pricing, order-book depth, and recent trades, visit the USDAI/USDT perpetual contract page on BTCC. The live order book shows real-time bid and ask levels, which is useful for gauging liquidity before placing a trade.

What are the core drivers of USDai's price movement and peg stability?

USDai (USDAI) is designed to maintain a 1:1 value with the US dollar, so its price movement is primarily a function of peg stability rather than speculative demand. Three layers drive it:

  • Supply side: staking USDAI for sUSDai locks tokens and reduces free float; the protocol's arbitrage mechanisms pull USDAI back to $1.00 when it drifts; exchange reserves and redemption flows influence short-term liquidity.
  • Ecosystem: total value locked in USD.AI, active loan pipeline, GPU-backed loan demand, and DeFi integrations on Arbitrum and Plasma all affect how much USDAI is needed for settlement and collateral.
  • Macro: Fed rate decisions, global dollar liquidity, stablecoin regulation, and institutional adoption of tokenised dollars shape overall demand for stablecoins like USDAI.

Because USDAI is backed by PYUSD and separated from GPU credit risk, its peg is structurally insulated from hardware depreciation. The main risks to the peg are liquidity crunches and redemption delays, which the K3 revolving credit facility is designed to bridge.

What are USDAI's all-time high and all-time low prices?

The all-time high of USDai (USDAI) is $1.981049, reached on 2025-11-24 14:30; the all-time low is $0.997917, recorded on 2026-02-04 18:35.

As a US dollar-pegged stablecoin backed by PayPal's PYUSD, USDAI is designed to trade close to $1.00. Its all-time high and low therefore reflect temporary deviations from the peg caused by liquidity conditions, trading activity, and market sentiment rather than long-term directional trends. The gap between the ATH and ATL is typically narrow compared with volatile crypto assets.

To inspect the full-cycle chart and see how USDAI has traded around its peg over time, open the USDAI/USDT perpetual contract page on BTCC. The chart lets you zoom into specific periods and compare price action against volume, which helps you understand how quickly the peg is restored after deviations.

How do I read USDAI's candlestick chart for futures trading?

Reading a USDAI/USDT candlestick chart on BTCC starts with the anatomy of each candle. The body shows the open and close; the wicks (shadows) show the high and low. A long body means strong directional pressure, while a long wick suggests rejection at that price level.

  • Support and resistance: horizontal zones where price has repeatedly reversed. These are your reference points for entries, stops, and targets.
  • Moving averages: MA and EMA smooth price to reveal trend direction. Price above a rising MA suggests an uptrend; price below a falling MA suggests a downtrend.
  • RSI: above 70 is conventionally overbought, below 30 is oversold. Use it to gauge momentum, not as a standalone signal.
  • Volume: a breakout with rising volume is more credible than one on thin volume. Volume confirms whether buyers or sellers are committed.

Combine these tools rather than relying on one. For USDAI, remember that as a stablecoin its chart is usually range-bound near $1.00, so mean-reversion setups often matter more than trend-following ones.

How can I profit when the USDAI price drops using short-selling?

You can short USDai (USDAI) without holding the spot token by using BTCC's USDAI/USDT perpetual contracts. A short position profits when the price falls: you open the short at a higher price, then close it (buy back) at a lower price, and the difference is your profit.

This gives traders a two-way opportunity. In a bear market or during a pullback, a short position can generate returns even when spot holders are losing value. Because USDAI is a stablecoin pegged near $1.00, short setups typically target small deviations above the peg, and positions should be sized accordingly.

On BTCC, you can set a stop-loss above your entry to cap risk and a take-profit near a support level to lock in gains. Use the trailing stop to let profits run if the price keeps falling. Always confirm margin mode and leverage before submitting the order, and remember that leverage magnifies both gains and losses.

Can I trade USDAI perpetual contracts with high leverage?

Yes. BTCC offers flexible leverage on USDAI/USDT perpetual contracts, with leverage up to 50x, subject to the platform's risk rules and margin requirements. Higher leverage means a smaller margin is needed to control a larger position, which can amplify returns when the trade moves in your favour.

However, leverage magnifies losses as well as gains. A small adverse move can trigger a liquidation if your margin is insufficient. For beginners, starting at 2x–10x is a more prudent approach, paired with a strict stop-loss on every trade. As you gain experience and understand how USDAI behaves around its peg, you can adjust leverage according to your risk tolerance.

Before trading, review the contract specifications, maintenance margin, and funding rate on the USDAI/USDT page. Setting a stop-loss and a take-profit at the same time you open the position helps remove emotion from the trade and keeps risk defined.

How do I practice USDAI trading with a free demo account?

After registering on BTCC, you can switch to "Demo Trading" mode and receive virtual funds, for example 100,000 USDT, to practise trading USDai (USDAI) without risking real capital. The demo account uses real USDAI market data, so prices, order books, and volatility reflect live conditions.

In demo mode you can practise the full workflow: adjusting leverage, choosing margin mode, placing long or short orders, and setting take-profit and stop-loss levels. You can also test the trailing stop and see how it behaves as the market moves. Because the funds are virtual, you can experiment with different strategies and position sizes without financial consequences.

Use the demo account to build familiarity with the USDAI/USDT perpetual contract interface and to develop a repeatable trading plan. Once you are comfortable with order types and risk controls, you can transition to live trading with real funds and a defined risk budget.

How do I buy and trade USDAI step by step?

Buying and trading USDai (USDAI) on BTCC follows a simple four-step flow:

  1. Register on BTCC and complete KYC verification to unlock deposits and trading.
  2. Deposit USDT via card or transfer from an external wallet into your BTCC account.
  3. Go to the USDAI/USDT perpetual contract page to view live pricing and the order book.
  4. Set your margin mode and leverage, choose Long or Short, set stop-loss and take-profit levels, then confirm the order.

Before trading, review the contract specifications and funding rate. Because USDAI is a US dollar-pegged stablecoin backed by PYUSD, its price typically trades near $1.00, so position sizing and risk controls matter more than directional bets. Start with lower leverage, keep a strict stop-loss, and use the demo account first if you are new to perpetual futures.

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