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View ChartPaycoin (PCI) is a South Korean payment-focused cryptocurrency designed to bridge the gap between digital assets and real-world commerce.
Paycoin (PCI) is a utility token developed by Danal, a major South Korean fintech and payment service provider. It operates on a hybrid infrastructure, utilizing both the Ethereum network as an ERC-20 token and a private, permissioned blockchain based on Hyperledger Fabric for its core payment services. The primary use case for PCI is to facilitate fast, low-cost payments for goods and services at a vast network of online and offline merchants, primarily within South Korea. Its value is closely tied to its adoption within Danal's established payment ecosystem, which includes popular services like Danal Pay. Users can acquire PCI through cryptocurrency exchanges and spend it via the Paycoin wallet app at partnered merchants.
Paycoin (PCI) is a payment-oriented cryptocurrency created to simplify digital transactions for everyday purchases. It leverages existing blockchain technology to offer a practical solution for consumers and merchants.
| Item | Details |
|---|---|
| Name (Ticker) | Paycoin (PCI) |
| Alternative Names | PCI Coin |
| Consensus Mechanism | Proof-of-Stake (on Ethereum); Permissioned/Practical Byzantine Fault Tolerance (on Hyperledger) |
| Smart Contracts | Supported (Ethereum ERC-20 standard) |
| Category | Payment / Utility Token |
| Hash Algorithm | SHA-256 |
| Block Reward | N/A (Pre-mined) |
| Max Supply | 1,900,000,000 PCI |
| TPS | High (on private Hyperledger network; specific figures not publicly standardized) |
| Scaling Solution | Private, permissioned Hyperledger Fabric blockchain for core payment processing |
| Blockchain | Dual-chain: Ethereum (for trading and liquidity) & Hyperledger Fabric (for private payment settlement) |
Paycoin was created and is primarily operated by Danal Inc., a well-established South Korean company with a strong presence in the fintech and mobile payment sector. Danal is known for providing payment gateway services, mobile authentication, and its own digital wallet service, Danal Pay. The development of Paycoin was a strategic move by Danal to integrate cryptocurrency into its existing payment infrastructure. Unlike many decentralized projects, Paycoin's development and ecosystem growth are centrally managed by the Danal company, which provides the legal and operational framework for its use with real merchants. This corporate backing is a defining characteristic of PCI, offering stability and a clear path for merchant adoption but differing from the decentralized ethos of many other cryptocurrencies.
Paycoin operates on a dual-blockchain model designed to optimize for both market liquidity and real-world payment efficiency. The PCI token exists as an ERC-20 token on the Ethereum blockchain, which allows it to be easily traded on various cryptocurrency exchanges, providing liquidity and accessibility for investors and users who wish to acquire the token. For its core function as a payment method, PCI transactions are processed on a private, permissioned blockchain built using Hyperledger Fabric. This network is controlled by Danal and its partners. When a user pays with PCI at a merchant, the transaction is settled on this fast and efficient private ledger, which is not open to the public. This design allows for high transaction speeds and low costs, which are critical for retail payment adoption. In terms of user flow, a user buys PCI on an exchange (on the Ethereum chain), transfers it to their official Paycoin wallet, and then can spend it at any affiliated merchant. The settlement between the merchant and Danal happens on the Hyperledger network.
Paycoin's primary value proposition stems from its real-world utility and established corporate backing. Its biggest advantage is direct integration into Danal's extensive payment network. Users can spend PCI at hundreds of thousands of online and offline stores in South Korea, including major brands, which is a level of adoption most cryptocurrencies struggle to achieve. Being developed by a registered Korean company, Danal, provides a layer of regulatory compliance and operational trust that purely decentralized projects lack. This makes it easier for traditional businesses to accept PCI. The dual-chain model separates the speculative and trading aspect (on Ethereum) from the payment utility aspect (on Hyperledger), allowing the payment system to be fast and scalable without being burdened by Ethereum's network congestion or gas fees at the point of sale. The entire project is designed around the user experience of paying, with a dedicated wallet app and seamless integration at checkout, making it more accessible to the general public than technical blockchain platforms.
PCI is fundamentally a utility token for payments and services within the Danal ecosystem. The primary use is to pay for goods and services at all partnered merchants, both online and in physical stores. Users often receive PCI as cashback or rewards for making purchases through the Paycoin platform or using partnered services, incentivizing its use. Users can also send PCI to other individuals easily through the Paycoin wallet. While not a proof-of-stake network in the traditional sense, Danal has offered various staking or holding programs where users can lock up their PCI to earn additional rewards or get access to premium services and higher cashback rates.
The Paycoin ecosystem develops centrally under the direction of Danal Inc., focusing on expanding its practical use cases. Continuous effort is put into onboarding new merchants and payment partners to expand the places where PCI can be spent. Growth is particularly focused within South Korea but has ambitions for broader Asian markets. Danal works on integrating PCI deeper into its existing suite of services, such as Danal Pay, mobile top-ups, and online game payments. Regular promotional events, cashback campaigns, and reward programs are launched to drive user adoption and transaction volume. Development efforts are geared towards maintaining the stability, security, and efficiency of the private Hyperledger payment network and the interoperability with the public Ethereum token.
Paycoin (PCI) is not mineable. It was a pre-mined token, meaning all 1.9 billion PCI coins were created at the genesis of the project. The total supply is fixed and controlled by the issuing entity, Danal Inc. New coins are not introduced into circulation through mining. The distribution of PCI is managed by Danal through various channels, including initial offerings, ecosystem rewards, partnerships, and sales on cryptocurrency exchanges. Therefore, individuals cannot acquire PCI through computational mining processes like Bitcoin or Ethereum (pre-merge).
Securing your PCI involves standard cryptocurrency safety practices, with attention to its dual-chain nature. For PCI you intend to hold or use for payments, the official Paycoin wallet app is recommended as it's designed for the ecosystem. For long-term storage of larger amounts, consider transferring ERC-20 PCI tokens to a reputable hardware wallet (like Ledger or Trezor) that supports Ethereum-based assets. Never share the recovery seed phrase for your software or hardware wallet. The Paycoin wallet will also provide a backup phrase; store this physically in a safe place. Only download the Paycoin wallet from official app stores (Google Play, Apple App Store) or the official Danal website. Be cautious of fake websites or emails pretending to be from Danal. If holding PCI on an exchange like BTCC for trading, enable all available security features (Two-Factor Authentication, anti-phishing codes, whitelisting withdrawal addresses).
PCI is a cryptocurrency listed on several exchanges. For a seamless trading experience with high liquidity, consider using a major platform like BTCC.
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Thank you for your interest in BTCC. Currently, spot and futures trading services for PCI are not supported. As a leading digital asset platform, BTCC is committed to providing a secure and stable trading environment. We recommend completing your account registration and identity verification (KYC) to explore other premium assets and exclusive benefits available on BTCC.
Paycoin (PCI) runs on a hybrid consensus model that blends Proof-of-Stake (PoS) and Proof-of-Work (PoW). Under PoS, holders lock PCI in a compatible wallet to help validate transactions and secure PayChain, earning rewards in newly issued PCI proportional to the amount staked and the staking duration. The PoW component adds an extra validation layer but is far less emphasized than in pure PoW chains like Bitcoin.
Because staking rewards expand issuance, the model is mildly inflationary in the short term. However, staking also removes coins from liquid circulation, which can tighten available supply and support price when demand holds steady. With a max supply of 1.9B, long-term price direction depends on whether staking lock-ups and real payment demand outpace new issuance.
PayChain upgrades directly shape how useful Paycoin (PCI) is as the network's native asset. Lower gas fees and faster settlement make PCI more practical for everyday payments and cross-border transfers, which can lift transaction volume and organic demand.
As the PayProtocol ecosystem expands — through merchant integrations such as emart24 and 7-Eleven, plus DeFi and DApp activity on PayChain — more on-chain activity requires PCI for fees, staking and governance. That rising utility can support long-term value. The rebranded PayProtocol whitepaper and the V10.2 update signal continued development focus, which matters for investor confidence. In short, cheaper, faster upgrades plus ecosystem growth tend to increase demand for PCI, while stagnation or high fees would do the opposite.
A spot ETF would let traditional investors gain exposure to Paycoin (PCI) through regulated brokerage accounts, without managing wallets or private keys. If approved, sustained institutional inflows would deepen PCI's liquidity, improve price discovery and add legitimacy as an investable asset.
For PCI, institutional adoption is more likely to arrive through South Korea's evolving stablecoin and real-world asset (RWA) infrastructure, where the Paycoin network has already been cited in major reports. Danal's quantum-secure settlement proof-of-concept with BTQ Technologies also points to enterprise-level interest. While no spot ETF is confirmed, any formal institutional channel would raise the price floor by adding steady, compliance-friendly demand. Until then, PCI remains primarily driven by retail and merchant-adoption flows.
Both Paycoin (PCI) and Bitcoin (BTC) target digital payments, but they differ sharply in design and scale. The table below summarizes the key dimensions.
| Dimension | Paycoin (PCI) | Bitcoin (BTC) |
|---|---|---|
| Core Positioning | End-to-end crypto payment platform | Decentralized store of value and payment network |
| Supply Model | Max supply 1.9B, staking rewards | Capped at 21 million, halving issuance |
| Consensus | Hybrid PoS + PoW | Proof-of-Work only |
| Main Use Cases | Merchant payments, staking, governance | Settlement, store of value, reserve asset |
In short, PCI is built for everyday merchant payments with lower fees, while BTC is the larger, more liquid benchmark asset.
On BTCC, you can attach stop-loss (SL) and take-profit (TP) orders to any PCI/USDT perpetual contract position. The logic differs by direction:
Always confirm the trigger price and order type before submitting, since SL/TP orders execute automatically once the market reaches your level.
The current price of Paycoin (PCI) is $0.03893, with a market cap of $41.746863M and 24h trading volume of $571.952912K. The circulating supply is 1.07B (max supply 1.9B).
Because crypto markets move around the clock, these figures update continuously. For the most accurate live data, open the PCI/USDT perpetual contract page on BTCC, where you can view the real-time order book, latest trades and funding rate before placing an order.
Paycoin (PCI) responds to three main layers of drivers:
Merchant adoption, such as emart24 and 7-Eleven integrations, also feeds directly into payment volume and demand.
The all-time high of Paycoin (PCI) is $4.203401, reached on 2021-02-17 23:45; the all-time low is $0.018345, recorded on 2023-09-24 19:35.
These extremes frame the full volatility range of PCI and help traders judge where current price sits within its historical cycle. To inspect the complete chart, open the PCI/USDT page on BTCC and switch to the daily or weekly timeframe, where you can mark the ATH and ATL levels and study how price behaved around them.
Reading Paycoin (PCI) candlesticks starts with the four core data points of each bar:
Combine these signals rather than relying on any single indicator when trading PCI/USDT perpetuals.
You can profit from falling Paycoin (PCI) prices without ever holding spot tokens, by using BTCC's PCI/USDT perpetual contracts. The process is straightforward: open a short position at a high price, then close it (buy back) at a lower price to lock in the price-difference profit.
This gives traders a two-way opportunity — you can potentially earn in both rising and falling markets, including bear phases and short-term pullbacks. Shorting is especially useful when PCI shows clear resistance or bearish momentum. Remember that losses can also accumulate if price rises against your position, so always pair a short with a stop-loss above key resistance to manage risk.
Yes. BTCC offers flexible leverage on PCI/USDT perpetual contracts, up to 50x, subject to the platform's risk rules and margin requirements.
Leverage magnifies both gains and losses, so a small adverse price move can trigger liquidation if your margin is thin. Beginners should start conservatively at 2x–10x and always attach a strict stop-loss to every position. As your experience and risk management improve, you can adjust leverage gradually. Before trading with real funds, consider practicing on BTCC's demo account to test how different leverage levels behave under live PCI market conditions.
After registering on BTCC, you can switch to "Demo Trading" mode and receive virtual funds — for example, 100,000 USDT — to practice without risking real money. The demo environment uses real Paycoin (PCI) market data, so prices, order books and volatility mirror live conditions.
Use the demo account to rehearse the full trading workflow: adjusting leverage, placing market and limit orders, and setting take-profit and stop-loss levels on PCI/USDT perpetual contracts. This risk-free setup lets you build confidence and test strategies before committing real capital, making it an ideal starting point for new traders.
Follow these four steps to start trading Paycoin (PCI) on BTCC:
Once your position is open, you can monitor it in real time, adjust leverage or close it at any point. Always use stop-loss orders to manage risk, especially when trading with leverage.
Cryptocurrency prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. The content expressed on this page is not intended to be and shall not be construed as an endorsement by BTCC regarding the reliability or accuracy of such content. You should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult an independent financial adviser before making any investment. This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions. BTCC is not responsible for any losses you may incur. For more information, please refer to our Terms of Use and Risk Warning. Please also note that data relating to the above-mentioned cryptocurrency presented here (such as its current live price) are based on third-party sources. They are presented to you on an “as is” basis and for informational purposes only, without representation or warranty of any kind. Links provided to third-party sites are also not under BTCC’s control. BTCC is not responsible for the reliability or accuracy of such third-party sites or their contents.
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