Paycoin

Paycoin PricePCI

$0.039016
$0.000347+0.90%

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Paycoin Price Today

Current PCI/USD real-time price is $0.039016, with a 24-hour change rate of +0.90% and a 7-day change rate of -0.46%. PCI currently ranks #453 globally by market cap, with a total market cap of $41.746863M, a fully diluted valuation (FDV) of $74.05478M, and a 24-hour trading volume of $556.024773K. In terms of supply, PCI has a maximum supply of 1.9B, a current circulating supply of 1.07B, with 56.37% already in circulation and 43.63% remaining to be unlocked.

About Paycoin

What is Paycoin (PCI)?

Paycoin (PCI) is a South Korean payment-focused cryptocurrency designed to bridge the gap between digital assets and real-world commerce.

Key Takeaways

Paycoin (PCI) is a utility token developed by Danal, a major South Korean fintech and payment service provider. It operates on a hybrid infrastructure, utilizing both the Ethereum network as an ERC-20 token and a private, permissioned blockchain based on Hyperledger Fabric for its core payment services. The primary use case for PCI is to facilitate fast, low-cost payments for goods and services at a vast network of online and offline merchants, primarily within South Korea. Its value is closely tied to its adoption within Danal's established payment ecosystem, which includes popular services like Danal Pay. Users can acquire PCI through cryptocurrency exchanges and spend it via the Paycoin wallet app at partnered merchants.

Paycoin (PCI) Key Specifications & Tokenomics

Paycoin (PCI) is a payment-oriented cryptocurrency created to simplify digital transactions for everyday purchases. It leverages existing blockchain technology to offer a practical solution for consumers and merchants.

ItemDetails
Name (Ticker)Paycoin (PCI)
Alternative NamesPCI Coin
Consensus MechanismProof-of-Stake (on Ethereum); Permissioned/Practical Byzantine Fault Tolerance (on Hyperledger)
Smart ContractsSupported (Ethereum ERC-20 standard)
CategoryPayment / Utility Token
Hash AlgorithmSHA-256
Block RewardN/A (Pre-mined)
Max Supply1,900,000,000 PCI
TPSHigh (on private Hyperledger network; specific figures not publicly standardized)
Scaling SolutionPrivate, permissioned Hyperledger Fabric blockchain for core payment processing
BlockchainDual-chain: Ethereum (for trading and liquidity) & Hyperledger Fabric (for private payment settlement)

Who Created Paycoin (PCI)?

Paycoin was created and is primarily operated by Danal Inc., a well-established South Korean company with a strong presence in the fintech and mobile payment sector. Danal is known for providing payment gateway services, mobile authentication, and its own digital wallet service, Danal Pay. The development of Paycoin was a strategic move by Danal to integrate cryptocurrency into its existing payment infrastructure. Unlike many decentralized projects, Paycoin's development and ecosystem growth are centrally managed by the Danal company, which provides the legal and operational framework for its use with real merchants. This corporate backing is a defining characteristic of PCI, offering stability and a clear path for merchant adoption but differing from the decentralized ethos of many other cryptocurrencies.

How Does Paycoin (PCI) Work?

Paycoin operates on a dual-blockchain model designed to optimize for both market liquidity and real-world payment efficiency. The PCI token exists as an ERC-20 token on the Ethereum blockchain, which allows it to be easily traded on various cryptocurrency exchanges, providing liquidity and accessibility for investors and users who wish to acquire the token. For its core function as a payment method, PCI transactions are processed on a private, permissioned blockchain built using Hyperledger Fabric. This network is controlled by Danal and its partners. When a user pays with PCI at a merchant, the transaction is settled on this fast and efficient private ledger, which is not open to the public. This design allows for high transaction speeds and low costs, which are critical for retail payment adoption. In terms of user flow, a user buys PCI on an exchange (on the Ethereum chain), transfers it to their official Paycoin wallet, and then can spend it at any affiliated merchant. The settlement between the merchant and Danal happens on the Hyperledger network.

What Makes Paycoin (PCI) Unique and Valuable?

Paycoin's primary value proposition stems from its real-world utility and established corporate backing. Its biggest advantage is direct integration into Danal's extensive payment network. Users can spend PCI at hundreds of thousands of online and offline stores in South Korea, including major brands, which is a level of adoption most cryptocurrencies struggle to achieve. Being developed by a registered Korean company, Danal, provides a layer of regulatory compliance and operational trust that purely decentralized projects lack. This makes it easier for traditional businesses to accept PCI. The dual-chain model separates the speculative and trading aspect (on Ethereum) from the payment utility aspect (on Hyperledger), allowing the payment system to be fast and scalable without being burdened by Ethereum's network congestion or gas fees at the point of sale. The entire project is designed around the user experience of paying, with a dedicated wallet app and seamless integration at checkout, making it more accessible to the general public than technical blockchain platforms.

What Is Paycoin (PCI) Used For?

PCI is fundamentally a utility token for payments and services within the Danal ecosystem. The primary use is to pay for goods and services at all partnered merchants, both online and in physical stores. Users often receive PCI as cashback or rewards for making purchases through the Paycoin platform or using partnered services, incentivizing its use. Users can also send PCI to other individuals easily through the Paycoin wallet. While not a proof-of-stake network in the traditional sense, Danal has offered various staking or holding programs where users can lock up their PCI to earn additional rewards or get access to premium services and higher cashback rates.

How Is the Paycoin (PCI) Ecosystem Developing?

The Paycoin ecosystem develops centrally under the direction of Danal Inc., focusing on expanding its practical use cases. Continuous effort is put into onboarding new merchants and payment partners to expand the places where PCI can be spent. Growth is particularly focused within South Korea but has ambitions for broader Asian markets. Danal works on integrating PCI deeper into its existing suite of services, such as Danal Pay, mobile top-ups, and online game payments. Regular promotional events, cashback campaigns, and reward programs are launched to drive user adoption and transaction volume. Development efforts are geared towards maintaining the stability, security, and efficiency of the private Hyperledger payment network and the interoperability with the public Ethereum token.

How to Mine Paycoin (PCI)?

Paycoin (PCI) is not mineable. It was a pre-mined token, meaning all 1.9 billion PCI coins were created at the genesis of the project. The total supply is fixed and controlled by the issuing entity, Danal Inc. New coins are not introduced into circulation through mining. The distribution of PCI is managed by Danal through various channels, including initial offerings, ecosystem rewards, partnerships, and sales on cryptocurrency exchanges. Therefore, individuals cannot acquire PCI through computational mining processes like Bitcoin or Ethereum (pre-merge).

How to Keep Your PCI Coin Safe?

Securing your PCI involves standard cryptocurrency safety practices, with attention to its dual-chain nature. For PCI you intend to hold or use for payments, the official Paycoin wallet app is recommended as it's designed for the ecosystem. For long-term storage of larger amounts, consider transferring ERC-20 PCI tokens to a reputable hardware wallet (like Ledger or Trezor) that supports Ethereum-based assets. Never share the recovery seed phrase for your software or hardware wallet. The Paycoin wallet will also provide a backup phrase; store this physically in a safe place. Only download the Paycoin wallet from official app stores (Google Play, Apple App Store) or the official Danal website. Be cautious of fake websites or emails pretending to be from Danal. If holding PCI on an exchange like BTCC for trading, enable all available security features (Two-Factor Authentication, anti-phishing codes, whitelisting withdrawal addresses).

How to Buy PCI Coin?

PCI is a cryptocurrency listed on several exchanges. For a seamless trading experience with high liquidity, consider using a major platform like BTCC.

  1. Register a BTCC Account: Sign up using your email or mobile number and complete the KYC verification to unlock more features and benefits of the platform.
  2. Deposit Funds: Deposit fiat currency (via bank transfer, card, or third-party payment) or transfer USDT from an external wallet into your BTCC account.
  3. Start Trading: Go to the trading page and search for the spot trading pair PCI/USDT or the perpetual contract PCIUSDT.
  4. Place an Order: Enter the amount of PCI you wish to purchase and submit the order. For contract trading, you can also choose to go short (sell) and adjust the leverage multiplier according to your strategy and risk tolerance.
  5. Confirm Your Purchase: For spot purchases, check your personal account to see if the coins have arrived. For contract trades, check the trading page to see if your order was filled successfully.

How to Buy and Use Paycoin

Purchase Guide

Buy in just 4 steps (Register → Verify → Deposit/Purchase → Receive Coins)

  1. 1Register AccountUse email or phone number to quickly complete BTCC registration in under 1 minute.
  2. 2Identity VerificationComplete basic KYC verification to protect your account and assets.
  3. 3Quick TradeSupports credit cards, online banking and other quick purchase methods.
  4. 4Receive CoinsPaycoin is instantly credited to your BTCC account, ready for trading at any time.

Related Trading

Choose Paycoin products that suit your trading style

Thank you for your interest in BTCC. Currently, spot and futures trading services for PCI are not supported. As a leading digital asset platform, BTCC is committed to providing a secure and stable trading environment. We recommend completing your account registration and identity verification (KYC) to explore other premium assets and exclusive benefits available on BTCC.

Paycoin FAQs

How does Paycoin's hybrid PoS and PoW staking consensus affect PCI supply and price?

Paycoin (PCI) runs on a hybrid consensus model that blends Proof-of-Stake (PoS) and Proof-of-Work (PoW). Under PoS, holders lock PCI in a compatible wallet to help validate transactions and secure PayChain, earning rewards in newly issued PCI proportional to the amount staked and the staking duration. The PoW component adds an extra validation layer but is far less emphasized than in pure PoW chains like Bitcoin.

Because staking rewards expand issuance, the model is mildly inflationary in the short term. However, staking also removes coins from liquid circulation, which can tighten available supply and support price when demand holds steady. With a max supply of 1.9B, long-term price direction depends on whether staking lock-ups and real payment demand outpace new issuance.

How do PayChain upgrades, gas fees, and DeFi ecosystem growth impact PCI's value?

PayChain upgrades directly shape how useful Paycoin (PCI) is as the network's native asset. Lower gas fees and faster settlement make PCI more practical for everyday payments and cross-border transfers, which can lift transaction volume and organic demand.

As the PayProtocol ecosystem expands — through merchant integrations such as emart24 and 7-Eleven, plus DeFi and DApp activity on PayChain — more on-chain activity requires PCI for fees, staking and governance. That rising utility can support long-term value. The rebranded PayProtocol whitepaper and the V10.2 update signal continued development focus, which matters for investor confidence. In short, cheaper, faster upgrades plus ecosystem growth tend to increase demand for PCI, while stagnation or high fees would do the opposite.

Will a Paycoin PCI spot ETF or institutional adoption drive money into PCI?

A spot ETF would let traditional investors gain exposure to Paycoin (PCI) through regulated brokerage accounts, without managing wallets or private keys. If approved, sustained institutional inflows would deepen PCI's liquidity, improve price discovery and add legitimacy as an investable asset.

For PCI, institutional adoption is more likely to arrive through South Korea's evolving stablecoin and real-world asset (RWA) infrastructure, where the Paycoin network has already been cited in major reports. Danal's quantum-secure settlement proof-of-concept with BTQ Technologies also points to enterprise-level interest. While no spot ETF is confirmed, any formal institutional channel would raise the price floor by adding steady, compliance-friendly demand. Until then, PCI remains primarily driven by retail and merchant-adoption flows.

How does Paycoin (PCI) compare to Bitcoin as a payments-focused cryptocurrency?

Both Paycoin (PCI) and Bitcoin (BTC) target digital payments, but they differ sharply in design and scale. The table below summarizes the key dimensions.

DimensionPaycoin (PCI)Bitcoin (BTC)
Core PositioningEnd-to-end crypto payment platformDecentralized store of value and payment network
Supply ModelMax supply 1.9B, staking rewardsCapped at 21 million, halving issuance
ConsensusHybrid PoS + PoWProof-of-Work only
Main Use CasesMerchant payments, staking, governanceSettlement, store of value, reserve asset

In short, PCI is built for everyday merchant payments with lower fees, while BTC is the larger, more liquid benchmark asset.

How do I set stop-loss and take-profit orders on PCI futures?

On BTCC, you can attach stop-loss (SL) and take-profit (TP) orders to any PCI/USDT perpetual contract position. The logic differs by direction:

  • Long position: place the SL below a key support level, the recent swing low, or a moving average; place the TP near a known resistance zone.
  • Short position: place the SL above a key resistance level; place the TP near a support zone where price may bounce.
  • Trailing stop: use it to lock in profits as price moves in your favor, and move the SL to break-even once the trade is in profit.

Always confirm the trigger price and order type before submitting, since SL/TP orders execute automatically once the market reaches your level.

What is Paycoin's (PCI) current price, market cap, and 24-hour trading volume?

The current price of Paycoin (PCI) is $0.039016, with a market cap of $41.746863M and 24h trading volume of $556.024773K. The circulating supply is 1.07B (max supply 1.9B).

Because crypto markets move around the clock, these figures update continuously. For the most accurate live data, open the PCI/USDT perpetual contract page on BTCC, where you can view the real-time order book, latest trades and funding rate before placing an order.

What are the core drivers behind Paycoin (PCI) price movements?

Paycoin (PCI) responds to three main layers of drivers:

  • Supply side: staking lock-ups remove coins from circulation, the burn rate affects net issuance, and exchange reserves signal whether holders are accumulating or preparing to sell.
  • Ecosystem: total value locked (TVL), Layer 2 activity, and DApp or NFT usage on PayChain all reflect real demand for PCI as a utility and governance asset.
  • Macro: Federal Reserve rate decisions, global liquidity conditions, spot ETF net flows and regulatory news — especially in South Korea — can shift sentiment across the entire crypto market, including PCI.

Merchant adoption, such as emart24 and 7-Eleven integrations, also feeds directly into payment volume and demand.

What are Paycoin's (PCI) all-time high and all-time low prices?

The all-time high of Paycoin (PCI) is $4.203401, reached on 2021-02-17 23:45; the all-time low is $0.018345, recorded on 2023-09-24 19:35.

These extremes frame the full volatility range of PCI and help traders judge where current price sits within its historical cycle. To inspect the complete chart, open the PCI/USDT page on BTCC and switch to the daily or weekly timeframe, where you can mark the ATH and ATL levels and study how price behaved around them.

How do I read Paycoin (PCI) candlestick charts for futures trading?

Reading Paycoin (PCI) candlesticks starts with the four core data points of each bar:

  • Open, high, low, close: the session's starting price, peak, trough and final price.
  • Body vs wick: a long body signals strong directional momentum, while long wicks show rejection at those levels.
  • Support and resistance: horizontal zones where price has repeatedly reversed or stalled.
  • Moving averages: MA and EMA lines smooth price to reveal trend direction and dynamic support.
  • RSI: readings above 70 suggest overbought conditions; below 30 suggests oversold.
  • Volume: a breakout is more reliable when confirmed by a clear spike in trading volume.

Combine these signals rather than relying on any single indicator when trading PCI/USDT perpetuals.

How can I profit when Paycoin (PCI) price drops using short selling?

You can profit from falling Paycoin (PCI) prices without ever holding spot tokens, by using BTCC's PCI/USDT perpetual contracts. The process is straightforward: open a short position at a high price, then close it (buy back) at a lower price to lock in the price-difference profit.

This gives traders a two-way opportunity — you can potentially earn in both rising and falling markets, including bear phases and short-term pullbacks. Shorting is especially useful when PCI shows clear resistance or bearish momentum. Remember that losses can also accumulate if price rises against your position, so always pair a short with a stop-loss above key resistance to manage risk.

Can I trade Paycoin (PCI) perpetual contracts with high leverage?

Yes. BTCC offers flexible leverage on PCI/USDT perpetual contracts, up to 50x, subject to the platform's risk rules and margin requirements.

Leverage magnifies both gains and losses, so a small adverse price move can trigger liquidation if your margin is thin. Beginners should start conservatively at 2x–10x and always attach a strict stop-loss to every position. As your experience and risk management improve, you can adjust leverage gradually. Before trading with real funds, consider practicing on BTCC's demo account to test how different leverage levels behave under live PCI market conditions.

How do I practice Paycoin (PCI) trading with a free demo account?

After registering on BTCC, you can switch to "Demo Trading" mode and receive virtual funds — for example, 100,000 USDT — to practice without risking real money. The demo environment uses real Paycoin (PCI) market data, so prices, order books and volatility mirror live conditions.

Use the demo account to rehearse the full trading workflow: adjusting leverage, placing market and limit orders, and setting take-profit and stop-loss levels on PCI/USDT perpetual contracts. This risk-free setup lets you build confidence and test strategies before committing real capital, making it an ideal starting point for new traders.

How do I buy and trade Paycoin (PCI) step by step?

Follow these four steps to start trading Paycoin (PCI) on BTCC:

  1. Register on BTCC and complete the KYC verification process.
  2. Deposit USDT via card or by transferring from an external wallet.
  3. Go to the PCI/USDT perpetual contract page.
  4. Set your margin mode and leverage, choose Long or Short, set your SL/TP orders, then confirm the order.

Once your position is open, you can monitor it in real time, adjust leverage or close it at any point. Always use stop-loss orders to manage risk, especially when trading with leverage.

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