Tap PriceXTP

What is Tap (XTP)?

Tap (XTP) is a financial technology platform established in 2019 with the vision of democratising finance and extending financial inclusion to individuals often overlooked by traditional banking systems. Built on the fundamental principle that finance should be accessible to everyone, Tap operates as a "super app" that integrates traditional banking features with cryptocurrency functionality, allowing users to send, receive, and manage both money and crypto assets seamlessly. The platform runs on the Ethereum blockchain as an ERC-20 utility token. XTP has a total supply of 10,000,000,000 tokens, with approximately 1,231,911,016 XTP in circulation, representing about 12% of the total supply. Tap Global Group PLC, the company behind the platform, was admitted to the AIM market, marking a significant milestone in its corporate development.

Key Specifications & Tokenomics

• Name: Tap
• Ticker / Symbol: XTP
• Blockchain / Platform: Ethereum (ERC-20)
• Consensus Mechanism: Not applicable (ERC-20 token)
• Smart Contract Address: 0x6368e1E18c4C419DDFC608A0BEd1ccb87b9250fc (Ethereum)
• Category: Ethereum Ecosystem, Financial Technology, Utility Token
• Total Supply: 10,000,000,000 XTP
• Circulating Supply: 1,231,911,016.18 XTP
• Circulation Rate: 12%
• Fully Diluted Valuation: $6.81M
• Official Website: https://www.withtap.com/

Who created Tap (XTP)?

Tap was co-founded by David Carr, who serves as the mastermind behind the project and brings a robust background in financial technology. Arsen Torosian is the Founder and CEO of Tap Global, and also owns Tap N Go Ltd, making him Tap Group's largest shareholder. Under his leadership, the company has pursued ambitious growth plans following its successful admission to AIM. Peter G. Wall was officially welcomed as the new Chairman of Tap Global Group PLC, described as a proven leader with a track record of leading Argo Blockchain. The team combines deep expertise in fintech, cryptocurrency, and corporate governance, positioning Tap for continued expansion in the regulated digital finance space.

How does Tap (XTP) work?

Users interact with Tap through the Tap mobile app, which serves as a comprehensive gateway to both traditional and digital finance. During registration, users must verify their identity and provide personal details in adherence to Know Your Customer (KYC) and Anti-Money Laundering (AML) standards. Once verified, users can purchase, sell, and securely store cryptocurrencies using various payment options including debit or credit cards and bank transfers. The platform supports transferring cryptocurrencies from external wallets, and selling crypto enables users to transfer fiat currency directly to bank accounts or send crypto to other wallets. A smart routing system ensures the best prices when buying, selling, trading, or holding over 50 cryptocurrencies. After depositing fiat, users can trade across multiple exchanges through a single app and one KYC process.

What makes Tap (XTP) unique and valuable?

Tap distinguishes itself through its regulatory positioning and integrated product suite. Tap states that it holds a DLT licence from the Gibraltar Financial Services Commission and claims to be among the few firms in its sector regulated for both fiat and crypto. Tap states that its smart routing system aims to secure competitive prices when buying, selling, trading or holding over 50 cryptocurrencies. The Tap Card, a Mastercard available to EU and UK residents in physical and virtual forms across standard and premium tiers, can be used for in-store purchases, online shopping, and ATM withdrawals worldwide. The platform also offers instant, free transfers within its network, multi-currency accounts with favourable exchange rates, and sub-wallets tailored for saving, trading, or daily expenditures. Collaborations with TapiX for instant cashback and Poundtoken further enhance utility. Tap Earn, the product behind the group's digital asset income strategy, has surpassed $9 million in assets, with AUM more than doubling since May (as of 8 October 2026).

What is Tap (XTP) used for?

XTP is the utility token deeply intertwined with the Tap platform ecosystem. XTP has been listed since 24 December 2019. When users purchase XTP, they unlock a suite of functionalities designed for modern financial management, all accessible through Tap's secure and regulated app. The token facilitates community incentives, including rewards for inviting new users, and the platform runs regular giveaways. XTP locking was relaunched as an enhancement to the product suite, making the token more attractive to holders. XTP trades on 31 active markets, according to Yahoo Finance and LiquidityFinder.

How Is the Tap (XTP) ecosystem developing?

The Tap ecosystem is expanding through strategic corporate actions and product enhancements. Tap powers its business with a treasury that generates yield, which is then used as growth capital. As of 30 September 2026, Tap holds 500 SOL, deployed to earn through Tap Earn. Tap Earn has surpassed $9 million in assets. XTP was delisted from Bitfinex, with trading ceasing on 15 May 2025 at 10:00 AM UTC, according to the exchange's help centre. The XTP ecosystem continues to deepen its integration with the Tap platform, and the company's stated aim is "to build the biggest crypto bank." The collaboration with TapiX and the Poundtoken partnership further broaden the platform's appeal and utility.

How to mine Tap (XTP)?

XTP is an ERC-20 utility token on Ethereum, which uses proof-of-stake; XTP itself is not mined. Holders can instead take part in XTP locking, which Tap Global relaunched as a product enhancement, and in community incentives such as referral rewards and giveaways.

How to keep your Tap (XTP) Coin safe?

Security is a core focus for Tap. Tap states that its app is designed with encryption and security controls, and users must complete KYC and AML verification. The Tap wallet is designed with robust security and encryption, accommodating over 50 different cryptocurrencies. As XTP is an ERC-20 token, users can also store it in compatible Ethereum wallets such as MetaMask, Ledger, or Trezor hardware wallets for enhanced personal security. Best practices include enabling two-factor authentication, using hardware wallets for significant holdings, never sharing private keys or seed phrases, and verifying contract addresses before interacting with any token. Users must complete KYC and AML verification on the Tap platform, which adds an additional layer of account security. Keeping software and wallet applications updated and being cautious of phishing attempts are essential for protecting XTP holdings.

XTP is an ERC-20 token; users should verify the contract address 0x6368e1E18c4C419DDFC608A0BEd1ccb87b9250fc before interacting. Like other crypto assets, XTP is subject to price volatility, and its value can fall as well as rise. Regulatory treatment of crypto assets continues to evolve across jurisdictions and may affect how the token and the platform can operate. Technical risks, including smart contract vulnerabilities and the security of wallets and keys, also apply. This information is provided for general reference and should not be treated as a statement of fact about future performance.