VPay PriceVPAY

What is VPay (VPAY)?

VPay (VPAY) is a cryptocurrency token deployed on the Base network, a Layer 2 blockchain built on Ethereum. The token appears on Coinbase and OpenSea under the alternate name "VPay by Virtuals (VPAY)"; the materials do not confirm any formal link to the Virtuals protocol. VPAY operates as a fungible digital asset. Total supply and maximum supply are both 1,000,000,000 VPAY. CoinMarketCap's registry lists the circulating supply as 0, while the project self-reports 100% circulation; the two figures conflict. According to the project's official site (vpay.fund), VPay is an omnibanking platform for instant crypto and fiat payments, built around an AI assistant called AVA (Applied Value Agent) and a payment layer called vLink.

Key Specifications & Tokenomics

• Name: VPay
• Ticker / Symbol: VPAY
• Blockchain / Network: Base
• Token Contract Address: 0x98ac5b33a4ef1151f138941c979211599c2ff953
• Block Explorer: basescan.org (token 0x98ac5b33a4ef1151f138941c979211599c2ff953)
• Official Social: twitter.com/VPAY_Global
• CMC ID: 38801
• CoinMarketCap listing date: 27 October 2025
• Tags: Base Ecosystem, x402 Ecosystem, Neobank
• Total Supply: 1,000,000,000 VPAY
• Circulating Supply: 0 VPAY (CoinMarketCap registry); 1,000,000,000 VPAY (project self-report)
• Circulating Supply Percentage: 0% (CoinMarketCap registry); 100.0% (project self-report)
• Market Cap: $297,763
• Price (CoinGecko): $0.0002970
• 24-Hour Trading Volume (CoinGecko): $3,120.98
• Price (Coinbase): $0.0002622
• Price (Binance, Oct. 28, 2025): $0.0002696 USD
• Listing Venues: CoinGecko, Coinbase, Binance, OpenSea

Who created VPay?

The publicly available materials do not identify a specific founder, development team, or founding organization behind the VPAY cryptocurrency. The token's association with the "Virtuals" naming convention on Coinbase and OpenSea suggests a possible connection to the Virtuals protocol ecosystem on Base, but no individual creators or corporate entities are named in the available references. Several unrelated entities share the VPay name, including Optum Financial's VPay payment service (vpayusa.com) and VPay (vpay.africa); neither is connected to the VPAY token.

How does VPay work?

VPAY functions as a fungible token on the Base network. Base is an Ethereum Layer 2 network that settles transactions on Ethereum, which is intended to offer lower fees and faster confirmation than Ethereum mainnet. The token can be bought, sold, and swapped through decentralized and centralized venues that support Base network assets. Transactions involving VPAY are recorded on the Base blockchain and can be verified through the token contract address. The token's integration with the Virtuals ecosystem, as indicated by its Coinbase and OpenSea naming, may imply participation in on-chain agent or AI-related token mechanics, though the specific operational mechanics are not detailed in the available references.

What makes VPay unique and valuable?

VPAY distinguishes itself through its deployment on Base, a network that benefits from Ethereum's security model while offering improved scalability. The token is tracked on CoinMarketCap, CoinGecko, Coinbase, Binance, Crypto.com and Bitget, and its total and maximum supply are both 1,000,000,000 VPAY. The "VPay by Virtuals" naming suggests a connection to the Virtuals ecosystem, which is associated with on-chain AI agents and related tokenized applications on Base. Total and maximum supply are both capped at 1,000,000,000 VPAY, so no additional tokens can be minted beyond that cap; the circulating figure is disputed between the registry (0) and the project's self-report (100%). However, the project's long-term value proposition depends on adoption and utility development that is not fully detailed in current public materials.

What is VPay used for?

VPAY serves as a tradable digital asset on the Base network, enabling holders to participate in buy and swap transactions through platforms such as OpenSea. The token is tracked on major price aggregators, allowing users to monitor its market performance and integrate it into broader cryptocurrency portfolios. Its association with the Virtuals ecosystem may indicate potential utility within on-chain agent frameworks or related decentralized applications, though specific use cases such as governance, staking, or payment functions are not explicitly documented in the available references. The primary confirmed use is as a transferable token on Base with active trading markets. The project's site advertises card benefits including up to 6% APY, 0% FX fees, 0% deposit fees on 1,000+ coins and 1.5% cashback, and lists partners such as LYTE AI, 00DZ, PILOT3 and HIDR4.

How Is the VPay ecosystem developing?

The VPay ecosystem is observable through its on-chain deployment on Base and its listings across CoinGecko, Coinbase, Binance, and OpenSea. The OpenSea token page provides a buy and swap interface, indicating active trading infrastructure. The alternate naming "VPay by Virtuals" on Coinbase and OpenSea suggests integration with or origination from the Virtuals ecosystem, which focuses on AI agent tokens on Base. As a fully circulating token with a modest market capitalization, the project's ecosystem development appears to be at an early stage, with growth dependent on community adoption and potential utility expansions.

The project's published roadmap runs in four epochs: Foundation (core infrastructure and compliance), Cards & Access (virtual and physical card issuance), Intelligent Experience (mobile app launch and AVA v1), and Expansion (portfolio tracking, synthetic assets, co-branded cards and AVA v2).

How to mine VPay?

VPAY is not mined. It is a token issued on Base, an Ethereum Layer 2, so there is no proof-of-work process and no block reward paid to miners. Tokens are created and distributed by smart contracts; the project's materials describe the token as usable within its payments platform, and do not publish a staking or yield programme.

How to keep your VPAY tokens safe?

Securing VPAY tokens requires standard cryptocurrency safety practices. Since VPAY exists on the Base network, users should store tokens in a wallet that supports Base, such as a self-custody wallet compatible with Ethereum Virtual Machine networks. Private keys and seed phrases should be kept offline and never shared. When trading or swapping VPAY, verify the token contract address (0x98ac5b33a4ef1151f138941c979211599c2ff953) to avoid counterfeit tokens. Interacting only with reputable platforms and double-checking URLs helps prevent phishing attacks. For larger holdings, hardware wallets provide an additional layer of security. Users should also be aware of the risks associated with low-liquidity tokens and exercise caution when executing trades.