General Motors substitui crédito de US$ 7.500 perdido por apoio de US$ 6.000 em leasing

Montadora contorna limitação fiscal com nova estratégia de financiamento

Quando os créditos federais evaporaram, a GM não ficou parada. A empresa rapidamente implementou um programa de leasing que mantém os veículos elétricos acessíveis - embora com um corte de US$ 1.500 em relação ao benefício original.

Estratégia Criativa ou Manobra Financeira?

A montadora descobriu uma brecha: enquanto compradores individuais perderam o incentivo de US$ 7.500, os arrendamentos corporativos ainda se qualificam para tratamento fiscal favorável. A GM simplesmente repassa parte dessa vantagem - US$ 6.000 - para consumidores finais através de acordos de leasing.

Números que Impressionam

Os US$ 7.500 originais representavam um dos maiores incentivos do setor para veículos elétricos. A substituição por US$ 6.000 mantém a GM competitiva, mesmo que os puristas do mercado livre torçam o nariz para mais uma jogada corporativa no labirinto de subsídios governamentais.

No final, é típico: quando o governo fecha uma porta, as corporações encontram uma janela - e os contribuintes continuam pagando a conta, só que por um caminho diferente.

General Motors drops plan after objections in Washington

The program came apart after Republican Senator Bernie Moreno of Ohio, who is a former car dealer now active in auto policy, raised concerns. The Senator’s objections were enough to push General Motors to retreat.

The company allegedly told Reuters in a short statement that: “After further consideration, we have decided not to claim the tax credit,” while declining to give further details.

GM Financial had already started making payments before the program was canceled for a straightforward formula 5% of the maximum sticker price for each eligible car.

For example, two Chevrolet Blazer EVs, each priced in the mid-$60,000s, qualified for a combined payment of around $6,300. Those funds were meant to flow into leases as a substitute for the federal tax credit.

General Motors confirmed it will “fund the incentive lease terms” through the end of October. This means dealers can still write leases with support worth close to $6,000 per car, though it falls short of the $7,500 that customers had received under the federal program.

The stopgap measure is temporary, giving customers only a narrow window to benefit. The plan was assembled in haste. Company officials held a call with dealers on September 29, just one day before the credit expired, to lay out details.

GM Financial would purchase cars in inventory so they would still qualify for the subsidy. Payments were quickly issued before the midnight deadline.

Auto industry executives and analysts have predicted that EV sales will take a hit now that the credit is gone. The last days of September saw buyers flood showrooms, rushing to lock in deals before the subsidy ended. That surge produced record electric vehicle sales for the month.

Dealers had been bracing for the fallout of the credit’s expiration, with many warning that once the subsidy disappeared, moving electric vehicles off lots would be much harder.

The dropped program was meant to soften that impact. By claiming the tax credit itself, the company could have prevented dealers from being stuck with unsellable EVs in a market already slowing.

Ford had already put together its own plan to manage the end of the federal subsidy, but it is not clear if that program remains active. The competition between the two automakers added urgency to GM’s scramble to put its deal in place before the September deadline.

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