StablR USD PreçoUSDR

StablR USD (USDR) is a decentralized stablecoin designed to maintain a stable value relative to the US dollar, primarily operating on the Polygon blockchain.

Key takeaways

• StablR USD (USDR) is a decentralized stablecoin pegged to the US dollar, backed by a basket of real-world assets (RWAs) like tokenized real estate.
• It operates on the Polygon blockchain, offering fast and low-cost transactions compared to Ethereum's mainnet.
• USDR is issued by the Tangible protocol, which focuses on bringing real-world assets like real estate onto the blockchain.
• Its unique value proposition lies in its yield-generating backing, as the underlying assets produce rental income, which is distributed to USDR holders.
• USDR can be used for payments, trading, as collateral in DeFi protocols, and as a store of value with a built-in yield component.

What is StablR USD? Key Specifications & Tokenomics

StablR USD (USDR) is a decentralized, yield-bearing stablecoin that aims to combine price stability with a passive income stream for its holders.

Who created StablR USD (USDR)?

USDR was created by Tangible, a protocol focused on tokenizing real-world assets (RWAs). The Tangible team developed USDR as a core component of its ecosystem to provide a stable, yield-generating currency backed by tangible assets. The project operates in a decentralized manner, governed by the Tangible DAO, which oversees protocol upgrades, treasury management, and key parameters related to USDR's collateralization and stability mechanisms. The team's vision centers on bridging traditional finance with decentralized finance (DeFi) by using verifiable real-world assets as a foundation for stable digital currencies.

How does StablR USD (USDR) work?

USDR maintains its peg through a combination of over-collateralization and a dynamic redemption mechanism. Its backing consists of two primary components:

• Real-World Asset (RWA) Backing: A significant portion of USDR's collateral is comprised of tokenized real estate assets, specifically through Tangible's "TNFTs" (Tangible Non-Fungible Tokens). These represent ownership in income-generating properties.
• Liquid Crypto Asset Backing: The remainder of the collateral pool includes liquid cryptocurrencies like DAI, maintained for stability and immediate liquidity.

The protocol generates yield from the rental income of the underlying real estate. This yield is used to:

1. Reinforce the collateral backing.
2. Distribute a rebase reward to USDR holders, effectively providing them with a passive income stream.

Users can mint new USDR by depositing approved collateral (like DAI) into the protocol and can redeem USDR for its underlying basket of assets at any time, which is the primary mechanism enforcing the peg.

What makes StablR USD (USDR) unique and valuable

USDR stands out in the crowded stablecoin landscape due to its innovative backing model and built-in yield.

• Yield-Generating Collateral: Unlike most stablecoins backed by non-yielding assets (e.g., cash equivalents or other crypto), USDR's real estate backing produces real rental income. This allows USDR to offer a native yield to holders without relying on external lending protocols.
• Exposure to Real-World Assets: It provides a decentralized, on-chain gateway to the real estate market, an asset class traditionally inaccessible to many DeFi users.
• Decentralized and Transparent: The collateral composition is transparent and verifiable on-chain, and the protocol is governed by a DAO, reducing reliance on a single centralized entity.
• Capital Efficiency: The yield from the backing assets helps protect and grow the collateral pool over time, potentially offering a more robust and sustainable model compared to purely algorithmic or under-collateralized stablecoins.

What is StablR USD (USDR) used for?

USDR serves multiple functions within the DeFi and broader crypto ecosystem:

• Stable Medium of Exchange: It can be used for payments, remittances, and trading, benefiting from Polygon's low fees and high speed. Trade the USDR/USDT spot pair or the USDRUSDT perpetual contract on BTCC.
• Collateral in DeFi: USDR is accepted as collateral across various lending and borrowing platforms on Polygon and other EVM-compatible chains.
• Yield-Bearing Store of Value: Holders can store USDR in wallets or specific vaults to earn its native rebase yield, making it an attractive alternative to traditional savings accounts or zero-yield stablecoins.
• Hedge Against Volatility: As a stablecoin, it provides a safe haven during periods of high market volatility, while its yield component helps offset inflation.

How to buy USDR Coin?

USDR is a stablecoin available on several decentralized and centralized exchanges. For a secure and straightforward trading experience, consider using a major platform like BTCC, which offers robust liquidity and customer support.

1. Register a BTCC Account: Sign up using your email or phone number and complete the KYC verification process to unlock all platform features and benefits.
2. Deposit Funds: Deposit fiat currency (via bank transfer, card, or third-party payment) or transfer USDT from an external wallet into your BTCC account. (How to Buy USDT on BTCC)
3. Start Trading: Navigate to the trading section and search for the spot trading pair USDR/USDT or the perpetual contract USDRUSDT.
4. Place an Order: Enter the amount of USDR you wish to purchase and submit your order. For contract trading, you can also choose to go short (sell) and adjust leverage according to your strategy and risk tolerance.
5. Confirm Your Purchase: For spot purchases, check your asset wallet to confirm the USDR has been credited. For futures trades, verify the order status on the trading interface.