Sondage Bank of America : 75% des investisseurs américains n’ont aucune exposition crypto

Le grand fossé numérique se creuse dans le paysage financier américain.

Opportunité manquée ou prudence justifiée ?

Les chiffres parlent d'eux-mêmes : les trois quarts des investisseurs institutionnels restent en marge de la révolution blockchain. Une frilosité qui contraste avec l'adoption croissante chez les particuliers et les entreprises technologiques.

Les gestionnaires de fonds traditionnels naviguent encore en eaux troubles face aux actifs numériques. Certains évoquent la volatilité, d'autres le manque de cadre réglementaire clair - comme si Wall Street avait attendu la SEC pour inventer les produits dérivés.

Pendant ce temps, le train de la décentralisation continue d'avancer. Les 25% qui ont pris le virage crypto représentent déjà un marché de plusieurs milliards de dollars. Leur longueur d'avance pourrait s'avérer décisive dans la prochaine phase de transformation financière.

Reste à savoir si les retardataires sauteront dans le dernier wagon ou regarderont le convoi s'éloigner.

The data matches a previous Gallup survey, showing only 14% of American investors held crypto, and most did not have a significant allocation. Based on the current data and activity, even though the USA is one of the liveliest crypto markets for trading and innovation, crypto investment has a big potential upside to growth. 

How many American investors own crypto?

There is still no consensus on what counts as material crypto exposure. Other data show up to 28% of Americans own some crypto, but the actual allocation and activity may vary. The expectation for crypto is that it could turn from experimental activity to a more predictable asset for portfolio allocation. 

Some of the crypto growth may be due to memes or low-cost activities. However, seeing btc and other assets as deflationary reserves may change the potential for fund managers to allocate assets. 

According to the Global Fund Manager Survey by Bank of America, funds are especially conservative in allowing crypto allocation. Roughly 67% of fund managers have not considered crypto as worthy of allocation. 

The metric may change in the coming years, with the appearance of stablecoins regulated by the Genius Act, as well as RWA tokenized assets. 

Chainalysis: North America becoming an institutional powerhouse

The USA is still holding the second spot on the Chainalysis crypto adoption index. In 2026, American traders made up to 26% of on-chain volumes. Despite limitations on using some projects, US-based crypto natives remained a source of support for new token launches, meme trading, content, and more. 

The market rally and stablecoin activity at the end of 2024, triggered by the US Presidential Election, led to a higher baseline of activity for the whole of 2025, extending the bull market with extra liquidity.

According to Chainalysis, North American crypto markets are extremely vulnerable to short-term shifts in sentiment. Trends can reverse in less than a month, or restart if investors and traders see favorable conditions. 

Chainalysis also notes US-based centralized exchange activity remains near its usual high levels. Institutional investment has evolved in the past year, driven by new ETF launches and larger inflows into BTC, ETH, and SOL. 

North America is also the leader in high-value crypto activity, with 45% of transaction value held in transfers of over $10M. European markets come second, with 34% of crypto volumes locked in large-scale whale transfers. This points to outsized institutional adoption in the USA, potentially putting crypto on the radar of more fund managers.

The crypto market is now valued at $3.99T in market capitalization, though few assets have enough liquidity to carry institutional and fund allocations. 

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