Can I get a private student loan without a co-signer?

Terms apply. Ascent Funding offers private student loans without a co-signer to qualifying undergraduate juniors and seniors, as well as graduate students. The private lender considers borrowers without established credit, as well as those who meet the minimum credit requirements but not the income or repayment requirements.

How do I choose a student loan with no co-signer?

Here are factors to consider when choosing a student loan with no co-signer: Types of private student loans. Lenders may offer different types of private student loans, such as undergraduate, graduate, professional degree or parent loans. Different loan terms. Your loan's term is how many years you have to repay the debt.

Do you need a creditworthy cosigner for a private student loan?

But, most borrowers need a creditworthy cosigner to qualify for a private student loan and to get a low interest rate. More than 90 percent of private student loans to undergraduate students and more than two-thirds of private student loans to graduate students require a creditworthy cosigner.