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What is the health insurance marketplace ®?

What is the Health Insurance Marketplace? The Health Insurance Marketplace ® is a service run by the federal government that helps people, families, and small businesses: Compare health insurance plans for coverage and affordability. Enroll in or change a health insurance plan.

What is a health insurance exchange?

The term “health insurance exchange” (also known as a “health insurance marketplace”) has become part of the mainstream conversation about health insurance and healthcare reform over the last several years.

What is the marketplace & how does it work?

The Marketplace facilitates competition among private insurers in a central location where people who do not have access to employer-sponsored insurance can find a suitable plan. Individuals can compare and apply for plans via the Marketplace during the open enrollment period.

Where are exchanges located?

An exchange may be a physical location where traders meet to conduct business or an electronic platform. They also may be referred to as a share exchange or " bourse," depending on the geographical location. Exchanges are located in most countries worldwide.

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