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Should I add my child to my credit card?

Adding your child as an authorized user on your credit card is like handing your child a hammer. If a hammer is used properly, your child can safely and responsibly hang up a picture. If used carelessly, your child can break an heirloom.

Can I add a minor to my credit card account?

The major credit card issuers allow you to add minors as authorized users, but several have minimum age limits. Most big banks will report authorized user accounts to the main credit bureaus, including the issuers listed below. Occasionally banks have even offered bonus rewards for adding authorized users, and some allow you to do it online.

Can a minor get a credit card?

Credit card options for minors. When should you get your child a credit card? Children under the age of 18 are not allowed to enter into credit card agreements, but many card issuers will allow minors to become authorized card users. Some issuers have minimum age requirements, that necessitate authorized users must be at least 13 or 16 years old.

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